429 Walnut St, Findlay, OH 45840 Property Records

Hancock County property record for 429 Walnut St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,738 sqft · built 1900
Lot Size	0.098 acres (4,273 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jun 2026)
Tax Bill	$985 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1011-182-17-001.001`

Property Details

APN / Parcel Number

Primary APN	`1011-182-17-001.001`
Alternative APN	`210001030737`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	768 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,273 sqft (0.098 acres)
Lot Dimensions	95 ft deep x 45 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	126 sqft
Deck Area	36 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 WALNUT ST
City	FINDLAY
State	OH
Zip	45840-5741
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GRAY & PATTERSON 3RD LOT 1814 N95FT
Legal Subdivision	GRAY & PATTERSON 3RD
Legal Lot Number	1814
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3028
Census Tract	600

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12328 TOWNSHIP ROAD 218, VAN BUREN, OH 45889-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2009	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 22, 2023	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 21, 2021	Warranty Deed, Transfer LEGACY TITLE
Apr 5, 2018	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jun 22, 2023
Deed Document Number	20264449
Deed Book / Page	2630 / 1116
Record Updated	Sep 20, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	429 WALNUT ST, FINDLAY, OH 45840-5741
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	ABSTRACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02353/1428
Date	Mar 3, 2009
Book Page	2353/1428
Instrument	200900002174

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Address	FINDLAY, OH 45840

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Feb 20, 2019

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 17, 2026
Property Address	429 WALNUT ST, FINDLAY, OH 45840-5741
Document Number	0000004449
Book / Page	2630 / 1116
Instrument Date	Jun 2, 2026
Instrument	20264449
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	WHITMAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,329.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12328 TOWNSHIP ROAD 218, VAN BUREN, OH 45889-9702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004450,
Date	Jun 17, 2026
Instrument	20264450

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 22, 2023
Property Address	429 WALNUT ST, FINDLAY, OH 45840-5741
Document Number	02603/5527
Book / Page	2603 / 5527
Instrument Date	Jun 27, 2022
Instrument	202300004117
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 WALNUT ST, FINDLAY, OH 45840-5741

Mortgage

Document Number	202300004118
Date	Jun 22, 2023
Instrument	202300004118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 21, 2021
Property Address	429 WALNUT ST, FINDLAY, OH 45840-5741
Document Number	002581/747
Book / Page	2581 / 747
Instrument Date	Apr 19, 2021
Instrument	202100004611
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13152 COUNTY HIGHWAY 4, CAREY, OH 43316-9769

April 2018: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HANCOCK OH
Recording Date	Apr 5, 2018
Property Address	429 WALNUT ST, FINDLAY, OH 45840-5741
Document Number	02536/0037
Book / Page	2536 / 0037
Instrument Date	Oct 1, 2017
Instrument	201800002544
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FINDLAY, OH 45840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CAREY, OH 43316

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00 (+2.6%) Homeowner's exemption	$31,720 (+18.8%) Land $3,940 Building $27,780	$90,620 (+18.8%) Land $11,250 Building $79,370
2024	$960.00 (-0.21%)	$26,700 (-) Land $3,310 Building $23,390
2023	$962.00 (-0.93%) Homeowner's exemption	$26,700 (-) Land $3,310 Building $23,390
2022	$971.00	$26,700 Land $3,310 Building $23,390	$76,280 Land $9,450 Building $66,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Electric, Defiance Holdings.

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