429 W 4th St, Lamoni, IA 50140 Property Records

Decatur County property record for 429 W 4th St, Lamoni, IA 50140

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,564 sqft · built 1972
Lot Size	0.253 acres (11,044 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Feb 2025)
Tax Bill	$1,756 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1311102002`

Property Details

APN / Parcel Number

Primary APN	`1311102002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,564 sqft Living Area
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Lot Area	11,044 sqft (0.253 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	429 W 4TH ST
City	LAMONI
State	IA
Zip	50140-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL ADDN., COMM AT A PT 120' E OF NW COR L 2 BLK 8, E 70', S 150', W 29', S 10', W 41', N 160' TO PT OF BEG.
Legal Subdivision	CENTRAL ADD
Legal Block	8
Jurisdiction	DECATUR IA
Township / Civil Division	LAMONI
Census Block Group	3
Census Block	3002
Census Tract	960200

Owner

Source: Decatur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 N MAIN ST, OSCEOLA, IA 50213-9300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	2025242
Prior Transfer Date	Jun 7, 2024
Prior Transfer Doc	0020240705
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR IA
Recording Date	Feb 24, 2025
Property Address	429 W 4TH ST, LAMONI, IA 50140-1205
Document Number	0020250242
Instrument Date	Feb 16, 2025
Instrument	2025-0242
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 N MAIN ST, OSCEOLA, IA 50213-9300

Mortgage

Document Number	0020250243
Date	Feb 24, 2025
Instrument	2025-0243

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR IA
Property Address	429 W 4TH ST, LAMONI, IA 50140-1205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191295
Date	Oct 17, 2019
Instrument	2019-1295

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Decatur County
Municipality	Lamoni City
Unified School District	Lamoni Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,756.00 Homeowner's exemption	$96,000 (-) Land $15,140 Building $80,860	$96,000 (-) Land $15,140 Building $80,860
2025	$1,756.00 (+18.97%)	$96,000 (+32.19%) Land $15,140 Building $80,860	$96,000 (+32.19%) Land $15,140 Building $80,860
2024	$1,476.00 (-25.53%)
2023		$72,620 (-10.67%) Land $9,470 Building $63,150	$72,620 (-10.67%) Land $9,470 Building $63,150
2022		$81,294 Land $5,984 Building $75,310
2021	$1,982.00		$81,294 Land $5,984 Building $75,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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