Schenectady County and Schenectady City property record for 429 Twelfth St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1940 |
| Lot Size | 0.278 acres (12,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,900 (Dec 2001) |
| Tax Bill | $7,391 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.58-2-27.1 |
| Primary APN | 421500 48.58-2-27.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 792 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,150 sqft (0.278 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Garage Type | Mixed |
| Garage Area | 744 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 TWELFTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 66 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 27.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 429 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2001 · Amount on Record |
| Deed Sale | Dec 10, 2001 · Amount on Record |
| Deed Book / Page | 1614 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 21, 2026 |
| Property Address | 429 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Document Number | 0000020930 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202620930 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 429 TWELFTH ST, SCHENECTADY, NY 12306-3111 |
| Document Number | 0000020930, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202620930 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2056 |
| Max Rate | -1% |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,391.00 (+2.51%) Homeowner's exemption | ||
| 2025 | $7,210.00 (+7.53%) | $147,100 (-) Land $22,100 Building $125,000 | $243,583 (+30.82%) Land $36,595 Building $206,988 |
| 2023 | $147,100 (-) Land $22,100 Building $125,000 | $186,203 (+3.8%) Land $27,975 Building $158,228 | |
| 2022 | $147,100 Land $22,100 Building $125,000 | $179,390 Land $26,951 Building $152,439 | |
| 2021 | $6,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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