Montgomery County property record for 429 Troy St, Dayton, OH 45404
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,733 sqft · built 1890 |
| Lot Size | 0.103 acres (4,478 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,712 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-05403-0071 |
| Primary APN | R72-05403-0071 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,733 sqft Gross Area |
| 1st Floor Area | 3,004 sqft |
| 2nd Floor Area | 1,257 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 4,478 sqft (0.103 acres) |
| Lot Dimensions | 140 ft deep x 32 ft wide |
| View / Lot | Highway |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Canopy | 105 sqft |
| Utility Building | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 TROY ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45404-1832 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 12138 |
| Legal Lot Number | 71 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1802 |
429 Troy St, a commercial property, is owned by an individual who acquired it in February 1994.
Source: Montgomery County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 TROY ST, DAYTON, OH 45404-1832 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 1994 |
| Transfer Doc | 0000004595 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 429 Troy St was $2,712.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,712.00 | $21,570 Land $1,960 Building $19,610 | $61,630 Land $5,590 Building $56,040 |
| 2024 | $2,712.00 (+13.09%) | ||
| 2023 | $2,398.00 (-7.45%) | $21,570 (+4%) Land $1,960 Building $19,610 | $61,630 Land $5,590 Building $56,040 |
| 2022 | $2,591.00 | $20,740 Land $1,880 Building $18,860 | |
| 2020 | $59,250 Land $5,370 Building $53,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Troy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 429 Troy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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