Tioga County and Barton Town property record for 429 Spaulding St, Waverly, NY 14892
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,464 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,300 (Dec 2025) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | Aug 2005 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 492001 166.19-4-16 |
| Primary APN | 492001 166.19-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 732 sqft |
| 2nd Floor Area | 732 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 86 ft deep x 42.7 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000001563 |
|---|---|
| Street Address | 429 SPAULDING ST |
| City | WAVERLY |
| State | NY |
| Zip | 14892-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 09/11/98 AGREEMENT 615/47 |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 20703 |
Source: Tioga County and Barton Town records · APN 492001 166.19-4-16
Assessment roll updated May 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 SPAULDING ST, WAVERLY, NY 14892-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Aug 31, 2005 | Deed of Trust, Mortgage CITIZENS & NORTHERN BANK |
| Dec 17, 2025 | Warranty Deed, Transfer MOVEMENT MORTGAGE |
| Dec 28, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB |
| Jul 27, 2005 | Deed, Transfer ROBIN M HUTCHISON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 20254672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 429 SPAULDING ST, WAVERLY, NY 14892-1537 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0123924006 |
|---|---|
| Date | Aug 31, 2005 |
| Instrument | 0123924006 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 17, 2025 |
| Property Address | 429 SPAULDING ST, WAVERLY, NY 14892-1537 |
| Document Number | 202500004672 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025-00004672 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202500004673 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-00004673 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 28, 2021 |
| Property Address | 429 SPAULDING ST, WAVERLY, NY 14892-1537 |
| Document Number | 2021000006481 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 20210-00006481 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 BROAD ST, WAVERLY, NY 14892-1444 |
| Document Number | 21000006482 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 210-00006482 |
| Name | ELMIRA SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 27, 2005 |
| Property Address | 429 SPAULDING ST, WAVERLY, NY 14892-1537 |
| Document Number | 0000012275/0000007001 |
| Book / Page | 0000012275 / 0000007001 |
| Instrument Date | Feb 02, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | JORDAN KATZ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3815 S WEST TEMPLE, SOUTH SALT LAKE, UT 84115-4412 |
| Document Number | 0122757004 |
|---|---|
| Date | Jul 27, 2005 |
| Instrument | 0122757004 |
| Name | ROBIN M HUTCHISON |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
Source: Tioga County and Barton Town records · Assessment roll updated May 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Municipality | Waverly Village |
| Unified School District | Waverly Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,694.00 (-11.93%) | $51,900 (-) Land $7,100 Building $44,800 | $92,349 (+7.65%) Land $12,633 Building $79,716 |
| 2024 | $3,059.00 (+101.91%) | $51,900 (-) Land $7,100 Building $44,800 | $85,785 (-0.83%) Land $11,736 Building $74,049 |
| 2023 | $51,900 Land $7,100 Building $44,800 | $86,500 Land $11,833 Building $74,667 | |
| 2019 | $1,515.00 |
Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Zeta Broadband.
Based on FCC filings for 138 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAVERLY VILLAGE serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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