429 South Ave, Cotter, AR 72626 Property Records

Baxter County property record for 429 South Ave, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft
Lot Size	0.456 acres (19,875 sqft)
Owner	2 Trust Names on File
Last Sale	$114,000 (Apr 2005)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	May 2020 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-00074-306`

Property Details

APN / Parcel Number

Primary APN	`004-00074-306`
Alternative APN	`26720`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	19,875 sqft (0.456 acres)

Exterior Amenities

Porch	Slab
Porch Area	656 sqft
Patio Area	224 sqft
Utility Building	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	429 SOUTH AVE
City	COTTER
State	AR
Zip	72626-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 306,307,308,309,310,311 COTTER
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER LOTS
Legal Lot Number	306-311
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2018
Census Tract	950900

Owner

429 South Ave is owner-occupied and held in a trust since December 2019.

Source: Baxter County records, as of July 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 176, COTTER, AR 72626-0176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit ANSTAFF BANK NA
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit ANSTAFF BANK NA
Jan 2, 2020	Correction Deed · Line of Credit ANSTAFF BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2005 · Amount on File
Deed Sale	Apr 20, 2005 · Amount on File
Deed Book / Page	2005 / 4400
Last Transfer Date	Dec 27, 2019
Transfer Doc	L202000018
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	429 SOUTH AVE, COTTER, AR 72626-8104
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202004451
Date	May 18, 2020
Instrument	L202004451

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Oct 3, 2020

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	429 SOUTH AVE, COTTER, AR 72626-8104
Transaction Type	Mortgage
Record Updated	May 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202003482
Date	Apr 17, 2020
Instrument	L202003482

Lender

Name	ANSTAFF BANK NA
Type	Bank
Address	MOUNTAIN HOME, AR 72653

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Oct 3, 2020

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 2, 2020
Property Address	429 SOUTH AVE, COTTER, AR 72626-8104
Document Number	L202000018
Instrument Date	Dec 27, 2019
Instrument	L202000018
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	50 SCHWARTZ RD, SALESVILLE, AR 72653-9688

Mortgage

Document Number	L202000019
Date	Jan 2, 2020
Instrument	L202000019

Lender

Name	ANSTAFF BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Dec 27, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 429 South Ave was $1,206 with a homeowner's exemption, down 3.1% from the year before.

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (-3.13%) Homeowner's exemption	$50,410 Land $5,400 Building $45,010
2024	$1,245.00 (+39.26%)
2023	$894.00 Homeowner's exemption	$43,110 Land $5,400 Building $37,710	$252,050 Land $27,000 Building $225,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 South Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 South Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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