Mobile County property record for 429 Simms Dr, Saraland, AL 36571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2025) |
| Tax Bill | $1,522 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2026 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R021908340003008 |
| Primary APN | R021908340003008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Upper Floors Area | 1,000 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 730 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 452 sqft |
| Deck Area | Deck Area |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 149994 |
|---|---|
| Street Address | 429 SIMMS DR |
| City | SARALAND |
| State | AL |
| Zip | 36571-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK B SIMMS ADD TO SARALAND MBK 4 P 696 #SEC 34 T2S R1W #MP19 08 34 0 003 |
| Legal Range | 02S |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | SIMMS ADD |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 5602 |
429 Simms Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit ACL IN FEDERAL CREDIT UNION |
| Dec 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK A MISSISSIPPI CORPORA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on File |
| Deed Sale | Dec 9, 2025 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 202572032 |
| Prior Transfer Date | Mar 31, 2015 |
| Prior Transfer Doc | 0000016289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 4, 2026 |
| Property Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Document Number | 0000047196 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202647196 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Document Number | 0000047196, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202647196 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010617 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026010617 |
| Name | ACL IN FEDERAL CREDIT UNION |
|---|---|
| Address | 238 VIRGINIA AVE, DALEVILLE, AL 36322 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 9, 2025 |
| Property Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Document Number | 0000072032 |
| Map Reference | MB 4 PG 696 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 2025072032 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 429 SIMMS DR, SARALAND, AL 36571-9418 |
| Document Number | 0000072033 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025072033 |
| Name | RENASANT BANK A MISSISSIPPI CORPORA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 429 Simms Dr was $1,522, up 4.5% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Saraland City |
| Unified School District | Saraland City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,522.00 (+4.53%) | $12,790 (+4.49%) Land $2,000 Building $10,790 | $127,900 (+4.49%) Land $20,000 Building $107,900 |
| 2024 | $1,456.00 (+12%) | $12,240 (+11.99%) Land $2,000 Building $10,240 | $122,400 (+11.99%) Land $20,000 Building $102,400 |
| 2023 | $1,300.00 | $10,930 Land $2,000 Building $8,930 | $109,300 Land $20,000 Building $89,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 429 Simms Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 7 (1998–2020) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Simms Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARALAND, BD OF W&S COMMISSIONERS serves 13,827 people · EPA ID AL0001021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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