Freeborn County property record for 429 Saint Thomas Ave, Albert Lea, MN 56007
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 1 ba · 1,242 sqft · built 1947 |
| Lot Size | 0.14 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Nov 2016) |
| Tax Bill | $2,332 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.180.4630 |
| Primary APN | 34.180.4630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Total Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 592 sqft |
| Finished Basement | 592 sqft |
| Unfinished Basement | 928 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 429 SAINT THOMAS AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-3737 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HOME ADDITION LOT-016 BLOCK-022 LOT 16 BLK 22 HOME ADDITION |
| Legal Subdivision | HOME ADDITION |
| Legal Block | 22 |
| Legal Lot Number | 16 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 180600 |
429 Saint Thomas Ave, a duplex, is owned and occupied by an individual who bought it in November 2016.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on File |
| Deed Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 2016588846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 429 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3737 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A554357 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | A554357 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 429 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | A525990 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | A525990 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 108 Months |
| Due | Dec 1, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 429 Saint Thomas Ave was $2,332 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,332.00 Homeowner's exemption | $172,000 Land $8,200 Building $163,800 | $172,000 Land $8,200 Building $163,800 |
| 2025 | $2,332.00 | ||
| 2023 | $1,724.00 Homeowner's exemption | $114,900 Land $8,200 Building $106,700 | $114,900 Land $8,200 Building $106,700 |
| 2020 | $1,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Saint Thomas Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 17 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 429 Saint Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures