429 S Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 429 S Main St, Andover, MA 01810

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 ba · 5,648 sqft · built 2015
Lot Size	0.978 acres (42,615 sqft)
Owner	Company Name on File
Last Sale	$3,200,000 (Sep 2025)
Tax Bill	$36,757 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00082 B:00001 L:0000D`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00082 B:00001 L:0000D`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	5,648 sqft Total Area
Gross Area	10,406 sqft
Basement Area	3,319 sqft
Unfinished Basement	3,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,615 sqft (0.978 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	429 S MAIN ST
City	ANDOVER
State	MA
Zip	01810-6105
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	SRC
Legal Subdivision	LAND ANDOVER
Legal Block	1
Legal Lot Number	D
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2030
Census Tract	254301

Owner

429 S Main St, a commercial property, is owned by a company that bought it in September 2025.

Source: Essex County and Andover Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	52 BROOK LN, GARDNER, MA 01440-4241
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Apr 18, 2007 · Amount on File
Deed Book / Page	18386 / 275
Prior Transfer Date	Sep 17, 2025
Prior Transfer Doc	018386-275
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 18, 2025
Property Address	429 S MAIN ST, ANDOVER, MA 01810-6105
Document Number	018386-275
Book / Page	18386 / 275
Instrument Date	Sep 17, 2025
Instrument	16178
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 BROOK LN, GARDNER, MA 01440-4241

Mortgage

Document Number	0000016180
Date	Sep 18, 2025
Instrument	16180

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount on Record

Mortgage

Document Number	018386-302
Date	Sep 18, 2025
Book Page	18386/302
Instrument	16182

Lender

Name	MASS DEV FINANCIAL AGENCY

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 429 S Main St was $36,757, up 0.6% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$36,757.00 (+0.58%)	$1,512,000 (+5.42%) Land $571,400 Building $940,600
2024	$36,546.00 (+1.43%)	$1,434,300 (+8.75%) Land $544,000 Building $890,300
2023	$36,032.00	$1,318,900 Land $494,400 Building $824,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Main St

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