429 Rustwood Ln, Duluth, MN 55804 Property Records

St. Louis County property record for 429 Rustwood Ln, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,620 sqft · built 1981
Lot Size	0.366 acres (15,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,500 (Feb 2003)
Tax Bill	$6,930 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2167-00600`

Property Details

APN / Parcel Number

Primary APN	`010-2167-00600`
Alternative APN	`1093414`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,620 sqft Gross Area
1st Floor Area	1,620 sqft
Basement Area	1,210 sqft
Finished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	15,958 sqft (0.366 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Deck Area	640 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1093414
Street Address	429 RUSTWOOD LN
City	DULUTH
State	MN
Zip	55804-1758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0060 BLOCK:000 SERIAL #
Legal Subdivision	HIDDEN VALLEY DIV DULUTH
Legal Lot Number	60
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Jul 29, 2020	Warranty Deed, Transfer · Conventional with PMI BREMER BK
May 8, 2020	Deed of Trust, Mortgage · Line of Credit BELL BK
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2003 · Amount on Record
Deed Sale	Feb 7, 2003 · Amount on Record
Prior Sale	Feb 7, 2003 · Amount on Record
Deed Document Number	2003741527
Last Transfer Date	Oct 5, 2023
Transfer Doc	0001073225
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758

Mortgage

Document Number	0001048298
Date	Oct 15, 2021
Instrument	1048298

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 29, 2020
Property Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758
Document Number	00T1026683
Instrument Date	Jul 27, 2020
Instrument	T1026683
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 RUSTWOOD LN DULUTH MN 558041758, DULUTH, MN 55804-1758

Mortgage

Document Number	T1026684
Date	Jul 29, 2020
Instrument	T1026684

Lender

Name	BREMER BK
Type	Bank
Address	JEFFERSON CITY, MO 65102

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758
Document Number	00T1023595
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	429 RUSTWOOD LN DULUTH MN 558041758, DULUTH, MN 55804-1758

Mortgage

Document Number	00T1023595
Date	May 20, 2020
Instrument	T1023595

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 19, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	429 RUSTWOOD LN, DULUTH, MN 55804-1758
Document Number	00T1019585
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 RUSTWOOD LN DULUTH MN 558041758, DULUTH, MN 55804-1758

Mortgage

Document Number	00T1019585
Date	Jan 14, 2020
Instrument	T1019585

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,930.00 (+4.75%) Homeowner's exemption
2025	$6,616.00 (+7.93%) Homeowner's exemption	$516,400 (+6.39%) Land $74,800 Building $441,600	$516,400 (+6.39%) Land $74,800 Building $441,600
2024	$6,130.00	$485,400 (+20.3%) Land $69,700 Building $415,700	$485,400 (+20.3%) Land $69,700 Building $415,700
2022		$403,500 Land $48,600 Building $354,900	$403,500 Land $48,600 Building $354,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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