Shelby County property record for 429 Ramsay Rd, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,386 sqft · built 2002 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Apr 2021) |
| Tax Bill | $5,677 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035221003010000 |
| Primary APN | 035221003010000 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,386 sqft Heated Area |
| 1st Floor Area | 2,767 sqft |
| Upper Floors Area | 2,651 sqft |
| Basement Area | 2,767 sqft |
| Unfinished Basement | 830 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,863 sqft (0.456 acres) |
| Lot Dimensions | 158 ft deep x 110 ft wide |
| Garage Type | Basement |
| Porch | Patio |
| Deck Area | 282 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 429 RAMSAY RD |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-6045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 22 18S 01W NBRHD: 13 GREYSTONE LEGACY R-2 |
| Legal Range | 01W |
| Legal Township | 18S |
| Legal Section | 22 |
| Legal Subdivision | GREYSTONE LEGACY 3RD SECTOR |
| Legal Lot Number | 310 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30220 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 RAMSAY RD, BIRMINGHAM, AL 35242-6045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BOKF NA |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit CADENCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2009 · Amount on Record |
| Deed Document Number | 2021193110 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0000056390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Apr 19, 2021 |
| Property Address | 429 RAMSAY RD, BIRMINGHAM, AL 35242-6045 |
| Document Number | 0000193110 |
| Map Reference | MB 227 PG 109 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 20210419000193110 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 429 RAMSAY RD, BIRMINGHAM, AL 35242-6045 |
| Investor | Possibly a Property Investor |
| Document Number | 0000193120 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 20210419000193120 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 429 RAMSAY RD, BIRMINGHAM, AL 35242-6045 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000317000 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 20180904000317000 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 429 RAMSAY RD, BIRMINGHAM, AL 35242-6045 |
| Document Number | 0000026990 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 429 RAMSAY RD BIRMINGHAM AL 352426045, BIRMINGHAM, AL 35242-6045 |
| Document Number | 0000026990 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 26990 |
| Name | CADENCE BK |
|---|---|
| Type | Bank |
| Address | HOOVER, AL 35242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,677.00 (+4.57%) Homeowner's exemption | ||
| 2025 | $5,429.00 (-1.17%) | $81,640 (-1.73%) | $816,300 (-1.75%) Land $150,000 Building $666,300 |
| 2023 | $5,493.00 (+16.82%) Homeowner's exemption | $83,080 (+16.72%) | $830,800 (+16.73%) Land $150,000 Building $680,800 |
| 2022 | $4,702.00 Homeowner's exemption | $71,180 | $711,700 Land $150,000 Building $561,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
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