429 Pounding Mill Rd, Marble, NC 28905 Property Records

Cherokee County property record for 429 Pounding Mill Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1993
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jun 2008)
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552600274992000`

Property Details

APN / Parcel Number

Primary APN	`552600274992000`
Alternative APN	`27480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,380 sqft Heated Area
Basement Area	1,020 sqft
Flooring	Wood
Interior Walls	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	83,635 sqft (1.92 acres)
Lot Width	30 ft Width
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	272 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	27480
Street Address	429 POUNDING MILL RD
City	MARBLE
State	NC
Zip	28905-0228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GARRETT SUB 982/214 1328/866
Legal Subdivision	GARRETT SUB
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	1
Census Block	1016
Census Tract	930200

Owner

Source: Cherokee County records · APN 552600274992000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 474, MARBLE, NC 28905-0474
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2008 · Amount on Record
Deed Sale	Jun 20, 2008 · Amount on Record
Deed Document Number	2008-0004063
Deed Book / Page	1328 / 0866
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	429 POUNDING MILL RD, MARBLE, NC 28905-0228
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1689/675
Date	Aug 27, 2021
Book Page	1689/675
Instrument	5731

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	429 POUNDING MILL RD, MARBLE, NC 28905-0228
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1689/660
Date	Aug 27, 2021
Book Page	1689/660
Instrument	5730

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	CANDLER, NC 28715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00	$169,510 (-)	$169,510 (-) Land $11,250 Building $158,260
2023		$169,510	$169,510 Land $11,250 Building $158,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399302001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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