429 Overlook Dr, Bradford, AR 72020 Property Records

Independence County property record for 429 Overlook Dr, Bradford, AR 72020

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,112 sqft · built 1999
Lot Size	5.15 acres (224,552 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2023)
Tax Bill	$86 (2023)
Deeds & Mortgages	May 2023 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120353.0`

Property Details

APN / Parcel Number

Primary APN	`120353.0`
Alternative APNs	`02008410575` `20335`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Lot Area	224,552 sqft (5.15 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Patio Area	264 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	429 OVERLOOK DR
City	BRADFORD
State	AR
Zip	72020-9041
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT W1/2 OF L575
Legal Range	05
Legal Township	11
Legal Section	25
Legal Subdivision	GOLD MINE SPGS SUB
Legal Block	4
Jurisdiction	INDEPENDENCE AR
Township / Civil Division	HILL
Census Block Group	1
Census Block	1060
Census Tract	490800

Owner

429 Overlook Dr, a mobile home, is owned and occupied by an individual who bought it in January 2023.

Source: Independence County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	429 OVERLOOK DR, BRADFORD, AR 72020-9041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on File
Deed Sale	Jan 3, 2023 · Amount on File
Prior Sale	May 15, 2008
Deed Document Number	2023120
Deed Book / Page	2023 / 18
Transfer Doc	2008/3161
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDEPENDENCE AR
Property Address	429 OVERLOOK DR, BRADFORD, AR 72020-9041
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	DT2023/5986
Date	May 8, 2023
Book Page	DT 2023/5986
Instrument	L202302550

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	May 25, 2044

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDEPENDENCE AR
Recording Date	Jan 3, 2023
Property Address	429 OVERLOOK DR, BRADFORD, AR 72020-9041
Document Number	DEED2023/18
Book / Page	DEED 2023 / 18
Instrument Date	Dec 27, 2022
Instrument	L202300120
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 W MISSISSIPPI ST, BEEBE, AR 72012-2768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 OVERLOOK DR, BRADFORD, AR 72020-9041

Mortgage

Document Number	L202300121
Date	Jan 3, 2023
Instrument	L202300121

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	256 Months
Due	May 25, 2044

Tax Assessment & Valuation

Source: Independence County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Independence County
Unified School District	Cedar Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,500 (+25.41%) Land $4,060 Building $7,440	$57,500 (+25.41%) Land $20,300 Building $37,200
2025	Homeowner's exemption	$9,170 Land $2,300 Building $6,870	$45,850 Land $11,500 Building $34,350
2023	$86.00 (+14.67%) Homeowner's exemption	$9,170 Land $2,300 Building $6,870	$45,850 Land $11,500 Building $34,350
2022	$75.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 429 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 25, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	37 (2004–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 18 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims Severe Storms, Tornadoes, And Associated Flooding, May 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Overlook Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE JACKSON REGIONAL serves 2,922 people · EPA ID AR0000774
Water Source	Groundwater

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2023
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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