429 Orchard Tree Dr, Front Royal, VA 22630 Property Records

Warren County property record for 429 Orchard Tree Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 1988
Lot Size	1.19 acres (52,054 sqft)
Owner	2 Individual Names on File
Last Sale	$258,900 (Mar 2019)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`39/C/B/29`

Property Details

APN / Parcel Number

Primary APN	`39/C/B/29`
Alternative APN	`23713`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,456 sqft
Basement Area	728 sqft
Finished Basement	728 sqft
Unfinished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,054 sqft (1.19 acres)
Terrain	Rolling
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	200 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23713
Old Parcel Number	39C B 29
Street Address	429 ORCHARD TREE DR
City	FRONT ROYAL
State	VA
Zip	22630-5815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LB29 LAKE FRONT ROYAL
Legal Subdivision	LAKE FRONT ROYAL
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2019
Census Tract	20602

Owner

429 Orchard Tree Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Warren County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 8, 2019	Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Dec 14, 2018	Deed of Trust, Mortgage SDS ASSOCIATES INC
Dec 22, 2017	Trustee's Deed, Foreclosure · Commercial Mortgage LYNK INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2019 · Amount on File
Deed Sale	Mar 8, 2019 · Amount on File
Prior Sale	Dec 22, 2017 · Amount on File
Deed Document Number	20191015
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 ORCHARD TREE DR, RIVERTON, VA 22630-5815

Mortgage

Document Number	0260001067
Date	Mar 9, 2026
Instrument	260001067

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008140
Date	Sep 16, 2021
Instrument	210008140

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200004367
Date	Jul 13, 2020
Instrument	200004367

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Mar 8, 2019
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Document Number	190001015
Map Reference	DD 177 PG 211
Instrument Date	Mar 6, 2019
Instrument	190001015
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815

Mortgage

Document Number	0190001016
Date	Mar 8, 2019
Instrument	190001016

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180006171
Date	Dec 14, 2018
Instrument	180006171

Lender

Name	SDS ASSOCIATES INC
Type	Non-Lending Institution
Address	MARSHALL, VA 20116

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jun 13, 2019

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN VA
Recording Date	Dec 22, 2017
Property Address	429 ORCHARD TREE DR, FRONT ROYAL, VA 22630-5815
Document Number	170006956
Map Reference	DD 177 PG 211
Instrument Date	Oct 3, 2017
Instrument	170006956
Transaction Type	Foreclosure
Record Updated	Jul 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2548, LEESBURG, VA 20177-7754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 ASHBY LN, FRONT ROYAL, VA 22630-7326

Mortgage

Document Number	170006957
Date	Dec 22, 2017
Instrument	170006957

Lender

Name	LYNK INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 429 Orchard Tree Dr was $2,542, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+18.79%)	$446,900 (-) Land $56,700 Building $390,200
2025	$2,140.00 (+6.84%)	$446,900 (+9.32%) Land $56,700 Building $390,200	$446,900 (+9.32%) Land $56,700 Building $390,200
2024	$2,003.00	$408,800 (-) Land $57,500 Building $351,300	$408,800 (-) Land $57,500 Building $351,300
2023		$408,800 Land $57,500 Building $351,300	$408,800 Land $57,500 Building $351,300
2022	$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Orchard Tree Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1996–2014)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Orchard Tree Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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