429 N Sappington Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 429 N Sappington Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1925
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$758,100 (Sep 2023)
Tax Bill	$6,408 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23M-62-1398`

Property Details

APN / Parcel Number

Primary APN	`23M-62-1398`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	1,056 sqft
Basement Area	882 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	144 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	203 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 N SAPPINGTON RD
City	SAINT LOUIS
State	MO
Zip	63122-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-2
Legal Description	VENNEMANN ESTATE PARTITION LOT PT 2 & ST LOUIS PUBLIC SERVICE CO ROW ABANDONED PT (02910-0458)
Legal Range	6E
Legal Township	45N
Legal Section	31
Legal Subdivision	VENNEMANN ESTATE PARTITION
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5007
Census Tract	218800

Owner

429 N Sappington Rd is owned by two individuals who bought it in September 2023.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 HIGHLAND PL, SAINT LOUIS, MO 63122-3224
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Mar 5, 2020	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jul 4, 2018	Deed of Trust, Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Jun 8, 2012 · Amount on File
Deed Document Number	2023339
Prior Transfer Date	Nov 3, 1998
Prior Transfer Doc	0000000723
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729

Mortgage

Document Number	2025111800013
Date	Nov 18, 2025
Instrument	2025111800013

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 20, 2023
Property Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729
Document Number	2023092000339
Map Reference	MB 86 PG 471
Instrument Date	Sep 20, 2023
Instrument	2023092000339
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 GILL AVE, KIRKWOOD, MO 63122-4434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729

Mortgage

Document Number	2023092000340
Date	Sep 20, 2023
Instrument	2023092000340

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239522231
Date	Mar 5, 2020
Book Page	23952/2231
Instrument	2020030500332

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	FAIRVIEW HEIGHTS, IL 62208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0239260057
Date	Feb 14, 2020
Book Page	23926/57
Instrument	2020021400009

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	429 N SAPPINGTON RD, SAINT LOUIS, MO 63122-4729
Document Number	0231920657
Instrument Date	Jul 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 N SAPPINGTON RD ST LOUIS MO 631224729, ST LOUIS, MO 63122-4729

Mortgage

Document Number	0231920657
Date	Sep 12, 2018
Book Page	023192/000657
Instrument	156

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 429 N Sappington Rd was $6,408, up 16.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Glendale City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,510 (-) Land $62,150 Building $41,360	$544,800 (-) Land $327,100 Building $217,700
2025	$6,408.00 (+16.72%)	$103,510 Land $62,150 Building $41,360	$544,800 Land $327,100 Building $217,700
2024	$5,490.00 (+1.5%)
2023	$5,409.00	$84,090 Land $44,380 Building $39,710	$442,600 Land $233,600 Building $209,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 N Sappington Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 N Sappington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Wisper ISP.

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