429 N Delaware St, Albany, IN 47320 Property Records

Delaware County property record for 429 N Delaware St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,689 sqft · built 1900
Lot Size	0.318 acres (13,860 sqft)
Owner	Individual Name on File
Last Sale	$26,000 (Jan 2018)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-08-02-277-001.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-02-277-001.000-005`
Alternative APN	`0802277001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,860 sqft (0.318 acres)
Lot Dimensions	1,320 ft deep x 1,050 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 02 277 001 000
Street Address	429 N DELAWARE ST
City	ALBANY
State	IN
Zip	47320-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W RICHEY ADD 0.0000ACRES STR: 022111 IN: 2-3 OUT:
Legal Subdivision	W RICHEY ADD
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5013
Census Tract	2700

Owner

429 N Delaware St is owned and occupied by an individual who bought it in January 2018.

Source: Delaware County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	429 N DELAWARE ST, ALBANY, IN 47320-1007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MUNCIE FCU
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Jan 7, 2013 · Amount on File
Deed Document Number	201871
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	429 N DELAWARE ST, ALBANY, IN 47320-1007
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R00187
Date	Jan 4, 2018
Instrument	2018R00187

Lender

Name	MUNCIE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 21, 2032

Interest

Rate Type	Fixed Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE IN
Recording Date	Jan 2, 2018
Property Address	429 N DELAWARE ST, ALBANY, IN 47320-1007
Document Number	2018R00071
Instrument Date	Jan 2, 2018
Instrument	2018R00071
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 N DELAWARE ST, ALBANY, IN 47320-1007

Tax Assessment & Valuation

The 2025 property tax bill for 429 N Delaware St was $1,024, up 10.8% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+10.82%)	$121,000 (+21.36%) Land $15,800 Building $105,200	$121,000 (+21.36%) Land $15,800 Building $105,200
2024	$924.00 (+8.96%)	$99,700 (-) Land $15,800 Building $83,900	$99,700 (-) Land $15,800 Building $83,900
2023	$848.00 (-36.43%)	$99,700 (-0.99%) Land $15,800 Building $83,900	$99,700 (-0.99%) Land $15,800 Building $83,900
2022	$1,334.00 (+66.75%)	$100,700 Land $15,800 Building $84,900	$100,700 Land $15,800 Building $84,900
2021	$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 N Delaware St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 429 N Delaware St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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