429 Mountain Ave, Berkeley Heights, NJ 07922 Property Records

Union County and Berkeley Heights Township property record for 429 Mountain Ave, Berkeley Heights, NJ 07922

Property Summary

Property Type	Single Family Home
Details	1,779 sqft · built 1951
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,000 (Mar 2002)
Tax Bill	$10,637 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-02301-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`01-02301-0000-00021`
Alternative APN	`010230100021`

Interior

Stories	1 Story
Building Area	1,779 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	429 MOUNTAIN AVE
City	BERKELEY HEIGHTS
State	NJ
Zip	07922-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: 262 1-94
Legal Subdivision	STONY HILL ESTATE
Legal Block	2301
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	BERKELEY HEIGHTS
Census Block Group	2
Census Block	2017
Census Tract	38201

Owner

Source: Union County and Berkeley Heights Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2002 · Amount on Record
Deed Sale	Mar 2, 2002 · Amount on Record
Prior Sale	Mar 2, 2002 · Amount on Record
Deed Book / Page	5239 / 165
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jul 20, 2026
Property Address	429 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2641
Document Number	0000094971
Book / Page	15831 / 2847
Instrument Date	Jul 15, 2026
Instrument	202694971
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2641

Mortgage

Document Number	0000094971,
Date	Jul 20, 2026
Book Page	15831/2847
Instrument	202694971

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	429 MOUNTAIN AVE, BERKELEY HEIGHTS, NJ 07922-2641
Document Number	0143660287
Book / Page	014366 / 000287
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 MOUNTAIN AVE BERKELEY HEIGHTS NJ 079222641, BERKELEY HEIGHTS, NJ 07922-2641

Mortgage

Document Number	0143660287
Date	Nov 17, 2017
Book Page	014366/000287
Instrument	649405

Lender

Name	USAA FED'L SVGS
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Union County and Berkeley Heights Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Berkeley Heights Township
Unified School District	Berkeley Heights Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,700 (-) Land $141,700 Building $100,000	$241,700 (-) Land $141,700 Building $100,000
2025	$10,637.00 (+2.66%)	$241,700 (-) Land $141,700 Building $100,000	$241,700 (-) Land $141,700 Building $100,000
2024	$10,361.00 (+2.1%)
2023		$241,700 Land $141,700 Building $100,000	$241,700 Land $141,700 Building $100,000
2022	$10,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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