429 Monroe Ave, Findlay, OH 45840 Property Records

Hancock County property record for 429 Monroe Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 1974
Lot Size	0.18 acres (7,832 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Dec 2018)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1010-121-16-002.000`

Property Details

APN / Parcel Number

Primary APN	`1010-121-16-002.000`
Alternative APN	`580000238590`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Metal
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,832 sqft (0.18 acres)
Lot Dimensions	135 ft deep x 58 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	429 MONROE AVE
City	FINDLAY
State	OH
Zip	45840-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD ADD THE LOT 6219 & PT ALY
Legal Subdivision	HOWARD ADD
Legal Lot Number	6219
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	6
Census Block	6015
Census Tract	400

Owner

429 Monroe Ave is owned and occupied by two individuals who acquired it in September 2022.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PREMIER BANK
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC
Sep 16, 2022	Intrafamily Transfer, Transfer WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Dec 16, 2021	Intrafamily Transfer, Transfer
Dec 26, 2018	Fiduciary Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 26, 2018	Fiduciary Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 16, 2017	Affidavit, Transfer BLACKHOOF TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Oct 18, 2005 · Amount on File
Deed Document Number	201810556
Deed Book / Page	2550 / 697
Last Transfer Date	Sep 13, 2022
Transfer Doc	02597/5477
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MONROE AVE, FINDLAY, OH 45840-3737

Mortgage

Document Number	02609/5718
Date	Apr 12, 2024
Book Page	2609/5718
Instrument	202400002330

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02600/3945
Date	Jan 30, 2023
Book Page	2600/3945
Instrument	202300000585

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 16, 2022
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Document Number	02597/5477
Book / Page	2597 / 5477
Instrument Date	Sep 13, 2022
Instrument	202200008545
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	429 MONROE AVE, FINDLAY, OH 45840-3737

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Dec 16, 2021
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Document Number	002590/719
Book / Page	2590 / 719
Instrument Date	Dec 7, 2021
Instrument	202100014395
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MONROE AVE, FINDLAY, OH 45840-3737

December 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 26, 2018
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Document Number	02550/0697
Book / Page	2550 / 0697
Instrument Date	Dec 18, 2018
Instrument	201800010556
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MONROE AVE, FINDLAY, OH 45840-3737

Mortgage

Document Number	201800010557
Date	Dec 26, 2018
Instrument	201800010557

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 26, 2018
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Document Number	02550/0697
Book / Page	2550 / 0697
Instrument Date	Dec 18, 2018
Instrument	201800010556
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MONROE AVE, FINDLAY, OH 45840-3737

Mortgage

Document Number	201800010557
Date	Dec 26, 2018
Instrument	201800010557

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

March 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HANCOCK OH
Recording Date	Mar 16, 2017
Property Address	429 MONROE AVE, FINDLAY, OH 45840-3737
Document Number	02515/2354
Book / Page	2515 / 2354
Instrument Date	Mar 11, 2017
Instrument	201700002262
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	BLACKHOOF TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 429 Monroe Ave was $2,036, up 15% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,036.00 (+14.96%) Homeowner's exemption	$64,740 (+29.82%) Land $6,630 Building $58,110	$184,950 Land $18,930 Building $166,020
2024	$1,771.00 (-0.17%)	$49,870 (-) Land $5,100 Building $44,770
2023	$1,774.00 Homeowner's exemption	$49,870 Land $5,100 Building $44,770
2022			$142,480 Land $14,560 Building $127,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 429 Monroe Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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