429 Main St, Philo, OH 43771 Property Records

Muskingum County property record for 429 Main St, Philo, OH 43771 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,554 sqft · built 1901
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$135,533 (Feb 2022)
Tax Bill$1,382 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Feb 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-21-05-24-000

Property Details

APN / Parcel Number

Primary APN20-21-05-24-000
Alternative APN
  • 018355-8

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,554 sqft Living Area
1st Floor Area882 sqft
Upper Floors Area672 sqft
Basement Area336 sqft
Unfinished Basement336 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions132 ft deep x 33 ft wide

Exterior Amenities

PorchSlab
Porch Area408 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number018355-8
Street Address429 MAIN ST
CityPHILO
StateOH
Zip43771-9801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 4 SQ 15 PHILO 33 X 132
Legal Lot Number4
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2044
Census Tract912500

Owner

Source: Muskingum County records · APN 20-21-05-24-000

Assessment roll updated March 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address429 MAIN ST, PHILO, OH 43771-9801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
NORTH VALLEY BANK
Feb 02, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST OHIO HOME FINANCE INC
Mar 14, 2018Warranty Deed, Transfer · Line of Credit
NORTH VALLEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2022 · Amount on Record
Deed SaleFeb 02, 2022 · Amount on Record
Prior SaleMar 14, 2018 · Amount on Record
Deed Document Number20221225
Deed Book / Page3053 / 498
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKINGUM OH
Property Address429 MAIN ST, PHILO, OH 43771-9801
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 MAIN ST, PHILO, OH 43771-9801

Mortgage

Document Number002950/129
DateOct 28, 2020
Book Page2950/129
Lender
NameNORTH VALLEY BANK
TypeBank
AddressZANESVILLE, OH 43702
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 22, 2050
Interest
Rate TypeAdjustable Rate

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateFeb 02, 2022
Property Address429 MAIN ST, PHILO, OH 43771-9801
Document Number003053/498
Book / Page3053 / 498
Instrument DateJan 18, 2022
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 MAIN ST, PHILO, OH 43771-9801

Mortgage

Document Number0003053500
DateFeb 02, 2022
Instrument3053/500
Lender
NameFIRST OHIO HOME FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKINGUM OH
Recording DateMar 14, 2018
Property Address429 MAIN ST, PHILO, OH 43771-9801
Document Number002775/038
Book / Page2775 / 038
Instrument DateMar 02, 2018
Instrument201800002267
Transaction TypeTransfer
Record UpdatedMar 04, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 MAIN ST, PHILO, OH 43771-9801

Mortgage

Document Number201800002268
DateMar 14, 2018
Instrument201800002268
Lender
NameNORTH VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 02, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,382.00 (+12.36%)$40,880 (+32.88%) Land $1,715 Building $39,165
2024$116,800 (+32.88%) Land $4,900 Building $111,900
2023$1,230.00$30,765 Land $1,400 Building $29,365
2021$87,900 Land $4,000 Building $83,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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