429 Magnolia Ln, Cornelia, GA 30531 Property Records

Habersham County property record for 429 Magnolia Ln, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$272,500 (Feb 2023)
Tax Bill	$3,544 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`088 039J`

Property Details

APN / Parcel Number

Primary APN	`088 039J`
Alternative APNs	`674325` `397708`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,379 sqft Heated Area
Gross Area	2,205 sqft
1st Floor Area	1,379 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	397708
Street Address	429 MAGNOLIA LN
City	CORNELIA
State	GA
Zip	30531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-151 LT 8 PB 57-123 758-953 DB 1329-175
Legal Subdivision	MAGNOLIA VILLAS
Legal Lot Number	8
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1046
Census Tract	501

Owner

429 Magnolia Ln is owned by two individuals who bought it in February 2023.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 MAGNOLIA GROVE PL, CORNELIA, GA 30531-7160
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL
Nov 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Document Number	2023219
Deed Book / Page	1329 / 175
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 3, 2023
Property Address	429 MAGNOLIA LN, CORNELIA, GA 30531
Document Number	001329/175
Book / Page	1329 / 175
Instrument Date	Feb 3, 2023
Instrument	2023-000219
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MAGNOLIA GROVE PL, CORNELIA, GA 30531-7160

Mortgage

Document Number	0001329179
Date	Feb 3, 2023
Instrument	1329/179

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 30, 2017
Property Address	429 MAGNOLIA LN, CORNELIA, GA 30531
Document Number	001154/370
Book / Page	1154 / 370
Instrument Date	Nov 30, 2017
Instrument	2017-002335
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 GREEN ST NE, GAINESVILLE, GA 30501-3312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 429 Magnolia Ln was $3,544.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,544.00	$109,752 Land $18,600 Building $91,152	$274,381 Land $46,500 Building $227,881
2023	$2,025.00 (+4.76%)	$78,024 (+4.72%) Land $18,600 Building $59,424	$195,060 (+4.72%) Land $46,500 Building $148,560
2022	$1,933.00	$74,504 Land $18,600 Building $55,904	$186,260 Land $46,500 Building $139,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Magnolia Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Magnolia Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: T-Mobile, Verizon.

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