429 Indiana Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 429 Indiana Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 ba · 832 sqft · built 1959
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Tax Bill	$255 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0370-0070`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0370-0070`
Alternative APNs	`263001000103700070` `79534`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,318 sqft
1st Floor Area	832 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	429 INDIANA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2862
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADD PB B PG 61/62 BLK 370 S 80 FT LOT 7 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	370
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43500

Owner

429 Indiana Ave is owned and occupied by an individual who acquired it in May 2022.

Source: Osceola County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	429 INDIANA AVE, SAINT CLOUD, FL 34769-2862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 3, 2022
Transfer Doc	0062341154
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2022
Property Address	429 INDIANA AVE, SAINT CLOUD, FL 34769-2862
Document Number	0062341154
Book / Page	6234 / 1154
Map Reference	MB B PG 61&64
Instrument Date	May 3, 2022
Instrument	2022094363
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 INDIANA AVE, 429, SAINT CLOUD, FL 34769-2862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17211 BRINKERHOFF LN, OKEECHOBEE, FL 34974-8518

Tax Assessment & Valuation

The 2025 property tax bill for 429 Indiana Ave was $255 with exemptions applied, up 4.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$255.00 (+4.08%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$62,825	$173,300 Land $55,000 Building $118,300
2024	$245.00 (+2.08%)
2023	$240.00 (-14.89%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$59,277 (+3%)	$153,700 (+12.6%) Land $50,000 Building $103,700
2022	$282.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$57,551	$136,500 Land $45,000 Building $91,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Indiana Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Indiana Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20