429 Garfield St, Oceanside, CA 92054 Property Records

San Diego County property record for 429 Garfield St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1958
Lot Size0.137 acres (5,948 sqft)
OwnerIndividual Name on File
Last Sale$1,112,000 (Sep 2024)
Tax Bill$12,478 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN150-242-08-00

Property Details

APN / Parcel Number

Primary APN150-242-08-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area5,948 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address429 GARFIELD ST
CityOCEANSIDE
StateCA
Zip92054-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 29 TR 002067
Legal SubdivisionWILDER TR
Legal Tract002067
Legal Block2
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18202

Owner

429 Garfield St is owned and occupied by an individual who bought it in September 2024.

Source: San Diego County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address429 GARFIELD ST, OCEANSIDE, CA 92054-3308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2024 · Amount on File
Deed SaleSep 18, 2024 · Amount on File
Prior SaleJun 17, 1992 · Amount on File
Deed Document Number2024251089
Prior Transfer DateMar 25, 2008
Prior Transfer Doc0000164529
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address429 GARFIELD ST, OCEANSIDE, CA 92054-3308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146369
DateApr 3, 2017
Instrument2017-0146369
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueApr 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 429 Garfield St was $12,478, up 566.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,134,240 (+2%) Land $920,040 Building $214,200
2025$12,478.00 (+566.56%)$1,112,000 Land $902,000 Building $210,000
2024$1,872.00 (+3.31%)
2023$1,812.00 (+1.57%) Homeowner's exemption$166,540 Land $118,964 Building $47,576
2022$1,784.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 429 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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