429 Franklin Rd, Highlands, NC 28741 Property Records

Macon County property record for 429 Franklin Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 640 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Apr 2024)
Tax Bill	$1,744 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7540127779`

Property Details

APN / Parcel Number

Primary APN	`7540127779`
Alternative APNs	`0502908` `136335` `157311`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	640 sqft Heated Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	157311
Street Address	429 FRANKLIN RD
City	HIGHLANDS
State	NC
Zip	28741-8552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 3A BROOKSIDE PARK
Legal Subdivision	BROOKSIDE PARK SUBD
Legal Lot Number	3A
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1033
Census Tract	970501

Owner

429 Franklin Rd is owned by an individual who bought it in April 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1424 TUGALOO DR NE, BROOKHAVEN, GA 30319-3950
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20242000
Deed Book / Page	43 / 999
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	429 FRANKLIN RD, HIGHLANDS, NC 28741-8552
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 TUGALOO DR NE, BROOKHAVEN, GA 30319-3950

Mortgage

Document Number	000F44/249
Date	Feb 3, 2026
Book Page	F-44/249
Instrument	2026000630

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 12, 2024
Property Address	429 FRANKLIN RD, HIGHLANDS, NC 28741-8552
Document Number	000B43/999
Book / Page	B-43 / 999
Map Reference	MB A PG 1658
Instrument Date	Apr 12, 2024
Instrument	2024002000
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 FRANKLIN RD, HIGHLANDS, NC 28741-8552

Mortgage

Document Number	2024002001
Date	Apr 12, 2024
Instrument	2024002001

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	00B43/1002
Date	Apr 12, 2024
Book Page	B-43/1002
Instrument	2024002001

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	262 ROBERT ROSE DR, MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 429 Franklin Rd was $1,744, up 12.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,744.00 (+12.3%)	$376,480 Land $150,000 Building $226,480	$376,480 Land $150,000 Building $226,480
2025	$1,553.00
2023	$1,541.00	$366,310 Land $150,000 Building $216,310	$366,310 Land $150,000 Building $216,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Franklin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Franklin Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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