429 Finley Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 429 Finley Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,676 sqft · built 1910
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$169,000 (Dec 2024)
Tax Bill$2,742 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN17-10-425-001

Property Details

APN / Parcel Number

Primary APN17-10-425-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,676 sqft Total Area
Basement Area320 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchSlab
Porch Area80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address429 FINLEY AVE
CityBIG RAPIDS
StateMI
Zip49307-1325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000429 FINLEY AVENUE: BAUGHN'S ADDITION -- BLK 2, LOTS 1 & 2
Legal SubdivisionBAUGHN'S ADDITION
Legal Block2
Legal Lot Number1-2
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group4
Census Block4019
Census Tract960500

Owner

429 Finley Ave is owned and occupied by two individuals who bought it in December 2024.

Source: Mecosta County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address429 FINLEY AVE, BIG RAPIDS, MI 49307-1325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Deed Document Number20247963
Deed Book / Page932 / 3694
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address429 FINLEY AVE, BIG RAPIDS, MI 49307-1325
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 FINLEY AVE, BIG RAPIDS, MI 49307-1325

Mortgage

Document Number00937/5637
DateNov 25, 2025
Book Page937/5637
Instrument202500008068
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 429 Finley Ave was $2,742 with a homeowner's exemption.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,300$174,600
2025$2,742.00
2023$58,900$117,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 Finley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Finley Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

Nearby Properties on Finley Ave

Nearby Streets

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