Chesapeake City property record for 429 Elmhurst Ave, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,889 sqft · built 1994 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Jun 2007) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2024 Line of Credit |
| APN | 0501001000280 |
| Primary APN | 0501001000280 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,889 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 905 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Dimensions | 165 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,118 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 41 sqft |
| Deck Area | Deck Area |
| Patio Area | 504 sqft |
| Balcony Area | 41 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 429 ELMHURST AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 28 SCHOOLHOUSE CROSSING SEC 1 |
| Legal Subdivision | SCHOOLHOUSE CROSSING, SHOOLHOUSE ROAD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21103 |
429 Elmhurst Ave is owned and occupied by two individuals who bought it in June 2007.
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 ELMHURST AVE, CHESAPEAKE, VA 23322-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO |
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2007 · Amount on File |
| Deed Sale | Jun 15, 2007 · Amount on File |
| Prior Sale | Aug 11, 2004 · Amount on File |
| Deed Book / Page | 7121 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 17, 2026 |
| Property Address | 429 ELMHURST AVE, CHESAPEAKE, VA 23322-1731 |
| Document Number | 0000009681 |
| Book / Page | 10968 / 1128 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20269681 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 429 ELMHURST AVE, CHESAPEAKE, VA 23322-1731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009681, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 10968/1128 |
| Instrument | 20269681 |
| Name | SOUTHERN BANK & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 429 ELMHURST AVE, CHESAPEAKE, VA 23322-1731 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 10733/1516 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 10733/1516 |
| Instrument | 240004919 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 429 Elmhurst Ave was $4,865, up 6.5% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,900 (+7.72%) Land $210,000 Building $308,900 | $518,900 (+7.72%) Land $210,000 Building $308,900 | |
| 2025 | $4,865.00 (+6.55%) | $481,700 Land $185,000 Building $296,700 | $481,700 Land $185,000 Building $296,700 |
| 2024 | $4,566.00 | ||
| 2023 | $449,600 (+8.91%) Land $175,000 Building $274,600 | $449,600 (+8.91%) Land $175,000 Building $274,600 | |
| 2022 | $412,800 Land $150,000 Building $262,800 | $412,800 Land $150,000 Building $262,800 | |
| 2019 | $3,549.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 429 Elmhurst Ave; there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1994–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Elmhurst Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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