429 E Main St, El Dorado, AR 71730 Property Records

Union County property record for 429 E Main St, El Dorado, AR 71730

Property Summary

Property Type	Auto Repair, Garage
Details	2,156 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$1,466 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00020-00267-0000`

Property Details

APN / Parcel Number

Primary APN	`00020-00267-0000`
Alternative APN	`25956`

Interior

Stories	1 Story
Building Area	2,156 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Tar & Gravel
Lot Area	12,632 sqft (0.29 acres)
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	429 E MAIN ST
City	EL DORADO
State	AR
Zip	71730-6126
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	ORIGINAL ELDORADO PT BK1652 PG242 & W 1/2 ABANDONED STREET BK1705 PG401 #19R003694 272
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	ORIGINAL ELDORADO
Legal Block	39
Legal Lot Number	56
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	1
Census Block	1064
Census Tract	950800

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 433, EL DORADO, AR 71731-0433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1983
Deed Sale	Jan 1, 1983
Deed Book / Page	1705 / 401
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	429 E MAIN ST, EL DORADO, AR 71730-6126
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R003695
Date	May 29, 2019
Instrument	2019R003695

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	429 E MAIN ST, EL DORADO, AR 71730-6126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R002446
Date	Apr 14, 2020
Instrument	2020R002446

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2035

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	429 E MAIN ST, EL DORADO, AR 71730-6126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R000475
Date	Jan 23, 2020
Instrument	2020R000475

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2020

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,530 (-) Land $7,590 Building $20,940	$142,650 (-) Land $37,950 Building $104,700
2025	$1,466.00 (+11.48%)	$28,530 (-) Land $7,590 Building $20,940
2024			$142,650 (-) Land $37,950 Building $104,700
2023	$1,315.00	$28,530 Land $7,590 Building $20,940	$142,650 Land $37,950 Building $104,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1992)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Right Fiber, T-Mobile, TCW.

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