429 E Lincoln Ave, Onarga, IL 60955 Property Records

Iroquois County property record for 429 E Lincoln Ave, Onarga, IL 60955

Property Summary

Property Type	Single Family Home
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2021)
Tax Bill	$3,742 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23 19 276 013`

Property Details

APN / Parcel Number

Primary APN	`23 19 276 013`

Exterior

Lot Area	80,586 sqft (1.85 acres)

Location & Zoning

Street Address	429 E LINCOLN AVE
City	ONARGA
State	IL
Zip	60955-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.85 LYG IN SE SE NE
Jurisdiction	IROQUOIS IL
Township / Civil Division	ONARGA
Census Block Group	3
Census Block	3082
Census Tract	950600

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 E LINCOLN AVE, ONARGA, IL 60955-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 29, 2021	Intrafamily Transfer, Transfer
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF FORREST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20214901
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000001728
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Nov 19, 2021
Property Address	429 E LINCOLN AVE, ONARGA, IL 60955-1314
Document Number	21R4901
Instrument Date	Nov 19, 2021
Instrument	21R4901
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 E LINCOLN AVE, 429, ONARGA, IL 60955-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	429 E LINCOLN AVE, ONARGA, IL 60955-1314

Mortgage

Document Number	21R4902
Date	Nov 19, 2021
Instrument	21R4902

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Apr 29, 2021
Property Address	429 E LINCOLN AVE, ONARGA, IL 60955-1314
Document Number	21R1728
Instrument Date	Feb 26, 2021
Instrument	21R1728
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 E LINCOLN AVE, 429, ONARGA, IL 60955-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 N PINE ST, ONARGA, IL 60955-1081

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	429 E LINCOLN AVE, ONARGA, IL 60955-1314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17R3437
Date	Nov 20, 2017
Instrument	17R3437

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank
Address	FAIRBURY, IL 61739

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Onarga Township
Municipality	Onarga Village
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,742.00 (+38.8%)	$54,880 (+26.57%) Land $5,960 Building $48,920	$164,640 (+26.57%) Land $17,880 Building $146,760
2022	$2,696.00 Homeowner's exemption Senior Citizen's exemption	$43,360 Land $4,710 Building $38,650	$130,080 Land $14,130 Building $115,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONARGA serves 1,409 people · EPA ID IL0750700
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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