429 E Dunkerton Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 429 E Dunkerton Rd, Waterloo, IA 50703

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,353 sqft · built 2000
Lot Size	9.05 acres (394,218 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,354 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9013-25-376-007`

Property Details

APN / Parcel Number

Primary APN	`9013-25-376-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,353 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	394,218 sqft (9.05 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	429 E DUNKERTON RD
City	WATERLOO
State	IA
Zip	50703-9449
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THE S 780 FT OF E 540 FT OF SE 1/4 SW 1/4 OF SEC 25 T 90
Legal Range	13W
Legal Township	90N
Legal Section	25
Jurisdiction	BLACK HAWK IA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1035
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 E DUNKERTON RD, WATERLOO, IA 50703-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 17, 2006
Transfer Doc	0000017830
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	429 E DUNKERTON RD, WATERLOO, IA 50703-9449
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 E DUNKERTON RD, WATERLOO, IA 50703-9449

Mortgage

Document Number	202100014749
Date	Jan 13, 2021
Instrument	202100014749

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+6.81%) Homeowner's exemption	$216,070 (+14.19%) Land $13,480 Building $202,590	$216,070 (+14.19%) Land $13,480 Building $202,590
2024	$2,204.00 (+4.65%)
2023		$189,220 (+17.63%) Land $10,570 Building $178,650	$189,220 (+17.63%) Land $10,570 Building $178,650
2022	$2,106.00 Homeowner's exemption Additional exemption filed	$160,860 Land $8,510 Building $152,350
2021			$160,860 Land $8,510 Building $152,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	21 (1979–2016)
Claims Outside the SFHA	1 of 21
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20