429 E Cobb St S St, Oldtown, ID 83822 Property Records

Bonner County property record for 429 E Cobb St S St, Oldtown, ID 83822

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,450 sqft · built 2023
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$512,500 (Mar 2021)
Tax Bill$1,615 (2026)
Deeds & MortgagesOct 2026 Mortgage
Oct 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNRP000490070070A

Property Details

APN / Parcel Number

Primary APNRP000490070070A

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories3 Stories
Building Area1,450 sqft Finished Area
1st Floor Area2,175 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address429 E COBB ST S
CityOLDTOWN
StateID
Zip83822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal Description25-56N-6W CEDAR PARK ADD TO BLK 7 LOT 7 OT
Legal Range06W
Legal Township56N
Legal Section25
Legal SubdivisionCEDAR PARK ADD TO
Legal Block7
Legal Lot Number7
JurisdictionBONNER ID
Township / Civil DivisionBLANCHARD-GLENGARY
Census Block Group2
Census Block2000
Census Tract950701

Owner

429 E Cobb St S St is owned by two individuals who bought it in March 2021.

Source: Bonner County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3558 E NETTLETON GULCH RD, COEUR D ALENE, ID 83815-9411
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Oct 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2021 · Amount on File
Deed SaleMar 25, 2021 · Amount on File
Deed Document Number2021979230
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Recording DateOct 9, 2026
Property Address429 E COBB ST S, OLDTOWN, ID 83822
Document Number0001068224
Instrument DateNov 27, 2024
Instrument20261068224
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3558 E NETTLETON GULCH RD, COEUR D ALENE, ID 83815-9411

Mortgage

Document Number0001068224,
DateOct 9, 2026
Instrument20261068224
Lender
NameKIND LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term338 Months
DueDec 1, 2054
Interest
Max Rate-1%

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Recording DateOct 9, 2026
Property Address429 E COBB ST S, OLDTOWN, ID 83822
Document Number0001068222
Instrument DateNov 27, 2024
Instrument20261068222
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3558 E NETTLETON GULCH RD, COEUR D ALENE, ID 83815-9411

Mortgage

Document Number0001068222,
DateOct 9, 2026
Instrument20261068222
Lender
NameKIND LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term338 Months
DueDec 1, 2054
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 429 E Cobb St S St was $1,615.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
Unified School DistrictWest Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,615.00$430,223 (+2.45%) Land $166,600 Building $263,623$430,223 (+2.45%) Land $166,600 Building $263,623
2025$1,615.00$419,940 Land $156,317 Building $263,623$419,940 Land $156,317 Building $263,623
2023$293.00$96,957 Land $96,957$96,957 Land $96,957

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 429 E Cobb St S St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 E Cobb St S St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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