429 E Clay St, Stockton, CA 95206 Property Records

San Joaquin County property record for 429 E Clay St, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 985 sqft · built 1920
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2021)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`147-262-110-000`

Property Details

APN / Parcel Number

Primary APN	`147-262-110-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	985 sqft Living Area

Exterior

Year Built	Built 1920
Architectural Style	Other
Construction Type	Wood
Lot Area	5,000 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	429 E CLAY ST
City	STOCKTON
State	CA
Zip	95206-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	CITY/MUNI/TWP:STOCKTON SUBD:SOUTH OF MORMON CHANNEL MAP REF:MB 147 PG 26
Legal Subdivision	SOUTH OF MORMON CHANNEL
Legal Block	103
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2023
Census Tract	700

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	429 E CLAY ST, STOCKTON, CA 95206-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 2, 2021	Grant Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Nov 20, 2013 · Amount on Record
Deed Document Number	2021-038797
Record Updated	Jun 7, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	429 E CLAY ST, STOCKTON, CA 95206-1437
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 E CLAY ST, STOCKTON, CA 95206-1437

Mortgage

Document Number	0000066790
Date	Aug 23, 2023
Instrument	2023-066790

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Mar 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 2, 2021
Property Address	429 E CLAY ST, STOCKTON, CA 95206-1437
Document Number	0000038797
Instrument Date	Feb 23, 2021
Instrument	2021-038797
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10207 ROYAL ANN ST, OAKLAND, CA 94603-3145

Mortgage

Document Number	0000038798
Date	Mar 2, 2021
Instrument	2021-038798

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,455.00 (+3.47%) Homeowner's exemption	$286,842 (+4.04%) Land $81,181 Building $205,661
2023	$3,339.00 (-0.68%)	$275,706 Land $78,030 Building $197,676
2022	$3,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - STOCKTON private · serves 182,775 people · EPA ID CA3910001
Water Source	Purchased surface water from STOCKTON EAST WATER DISTRICT
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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