429 Dusty Brook Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 429 Dusty Brook Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2018
Lot Size	0.188 acres (8,194 sqft)
Owner	2 Individual Names on File
Last Sale	$60,600 (Jan 2024)
Tax Bill	$3,343 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T190300094`

Property Details

APN / Parcel Number

Primary APN	`T190300094`
Alternative APN	`4-0052-C662-00-0082.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,194 sqft (0.188 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300094
Street Address	429 DUSTY BROOK DR
City	O FALLON
State	MO
Zip	63366-4993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE FOREST #1 LOT 82
Legal Subdivision	BROOKSIDE FOREST #1
Legal Lot Number	82
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	312095

Owner

429 Dusty Brook Dr is owned and occupied by two individuals who bought it in January 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG
May 14, 2019	Warranty Deed, Transfer · FHA Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	May 14, 2019 · Amount on File
Deed Document Number	20243511
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	0000003511
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2024
Property Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993
Document Number	0000003511
Map Reference	MB 50 PG 77
Instrument Date	Jan 19, 2024
Instrument	2024R-003511
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993

Mortgage

Document Number	0000003512
Date	Jan 30, 2024
Instrument	2024R-003512

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993
Document Number	0000090989
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	429 DUSTY BROOK DR O FALLON MO 633664993, O FALLON, MO 63366-4993

Mortgage

Document Number	0000090989
Date	Nov 23, 2020
Instrument	90989

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 14, 2019
Property Address	429 DUSTY BROOK DR, O FALLON, MO 63366-4993
Document Number	0070731465
Book / Page	007073 / 001465
Instrument Date	May 10, 2019
Instrument	228070
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	429 DUSTY BROOK DR O FALLON MO 633664993, O FALLON, MO 63366-4993

Mortgage

Document Number	70731467
Date	May 14, 2019
Book Page	007073/001467
Instrument	228080

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 429 Dusty Brook Dr was $3,343.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,125 (-)	$263,815 (-) Land $52,500 Building $211,315
2025	$3,343.00	$50,125	$263,815 Land $52,500 Building $211,315
2023		$51,044
2022			$268,650 Building $268,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Dusty Brook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Dusty Brook Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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