429 Cumberland Rdg, Madison, MS 39110 Property Records

Madison County property record for 429 Cumberland Rdg, Madison, MS 39110

Property Summary

Property TypeOther Improved
Details2,042 sqft · built 2016
Lot Size0.263 acres (11,493 sqft)
Owner2 Individual Names on File
Tax Bill$1,144 (2025)
Deeds & MortgagesJul 2020 Sale
Apr 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN082D-19-429

Property Details

APN / Parcel Number

Primary APN082D-19-429
Alternative APN
  • 54843

Interior

Building Area2,042 sqft Adjusted Area
1st Floor Area1,690 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area11,493 sqft (0.263 acres)

Location & Zoning

Account Number54843
Street Address429 CUMBERLAND RDG
CityMADISON
StateMS
Zip39110-4207
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeR2
Legal DescriptionLOT 102 FALLS CROSSING PHASE 3
Legal Range02E
Legal Township08N
Legal Section19
Legal SubdivisionFALLS CROSSING PHASE 3
Legal Phase3
Legal Lot Number102
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2005
Census Tract30402

Owner

429 Cumberland Rdg is owned and occupied by two individuals who acquired it in January 2025.

Source: Madison County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address429 CUMBERLAND RDG, MADISON, MS 39110-4207
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2020Warranty Deed, Transfer
TITLE AND ESCROW SERVICES, TITLE & ESCROW SVCS
Apr 3, 2018Deed of Trust, Mortgage
RENASANT BK
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
RENASANT BK
Mar 30, 2017Warranty Deed, Subdivision Related Transfer
METROPOLITAN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020
Deed SaleJul 1, 2020
Prior SaleMar 30, 2017 · Amount on File
Deed Document Number2020895101
Deed Book / Page3875 / 628
Last Transfer DateJan 30, 2025
Transfer Doc004520/295
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJul 1, 2020
Property Address429 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number0000895101
Book / Page003875 / 000628
Instrument DateJun 26, 2020
Instrument895101
Transaction TypeTransfer
Record UpdatedAug 19, 2020
Title CompanyTITLE AND ESCROW SERVICES, TITLE & ESCROW SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 CUMBERLAND RD MADISON MS 39110, MADISON, MS 39110

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address429 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number0000837208
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207

Mortgage

Document Number0000837208
DateApr 16, 2018
Book Page003590/000942
Instrument837208
Lender
NameRENASANT BK
TypeBank
AddressPARKWAY, MS 39157
Agreement
AmountAmount on Record
Term120 Months
DueApr 15, 2028

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address429 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number0000838103
Instrument DateApr 3, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207

Mortgage

Document Number0000838103
DateMay 2, 2018
Book Page003596/000146
Instrument838103
Lender
NameRENASANT BK
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 1, 2028
Interest
Rate TypeAdjustable Rate

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateMar 30, 2017
Property Address429 CUMBERLAND RDG, MADISON, MS 39110-4207
Document Number0000809572
Book / Page003461 / 000452
Instrument DateMar 27, 2017
Instrument809572
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207

Mortgage

Document Number809574
DateMar 30, 2017
Book Page003461/000467
Instrument809574
Lender
NameMETROPOLITAN BK
TypeBank
AddressFLOWOOD, MS 39232
Agreement
AmountAmount on Record
Term240 Months
DueMar 29, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 429 Cumberland Rdg was $1,144 with a homeowner's exemption, up 1.1% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,144.00 (+1.06%) Homeowner's exemption$19,350$193,500 Land $45,000 Building $148,500
2024$1,132.00
2023$1,132.00 Homeowner's exemption$19,229$192,290 Land $45,000 Building $147,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Cumberland Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Cumberland Rdg is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
NETSPEEDMS
Fixed Wireless
499 / 285
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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