Madison County property record for 429 Cumberland Rdg, Madison, MS 39110
| Property Type | Other Improved |
|---|---|
| Details | 2,042 sqft · built 2016 |
| Lot Size | 0.263 acres (11,493 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D-19-429 |
| Primary APN | 082D-19-429 |
|---|---|
| Alternative APN |
|
| Building Area | 2,042 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,690 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 11,493 sqft (0.263 acres) |
| Account Number | 54843 |
|---|---|
| Street Address | 429 CUMBERLAND RDG |
| City | MADISON |
| State | MS |
| Zip | 39110-4207 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R2 |
| Legal Description | LOT 102 FALLS CROSSING PHASE 3 |
| Legal Range | 02E |
| Legal Township | 08N |
| Legal Section | 19 |
| Legal Subdivision | FALLS CROSSING PHASE 3 |
| Legal Phase | 3 |
| Legal Lot Number | 102 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30402 |
429 Cumberland Rdg is owned and occupied by two individuals who acquired it in January 2025.
Source: Madison County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 CUMBERLAND RDG, MADISON, MS 39110-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Warranty Deed, Transfer TITLE AND ESCROW SERVICES, TITLE & ESCROW SVCS |
| Apr 3, 2018 | Deed of Trust, Mortgage RENASANT BK |
| Apr 3, 2018 | Deed of Trust, Mortgage · Line of Credit RENASANT BK |
| Mar 30, 2017 | Warranty Deed, Subdivision Related Transfer METROPOLITAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2020 |
| Deed Sale | Jul 1, 2020 |
| Prior Sale | Mar 30, 2017 · Amount on File |
| Deed Document Number | 2020895101 |
| Deed Book / Page | 3875 / 628 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 004520/295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 1, 2020 |
| Property Address | 429 CUMBERLAND RDG, MADISON, MS 39110-4207 |
| Document Number | 0000895101 |
| Book / Page | 003875 / 000628 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 895101 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE AND ESCROW SERVICES, TITLE & ESCROW SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 CUMBERLAND RD MADISON MS 39110, MADISON, MS 39110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 429 CUMBERLAND RDG, MADISON, MS 39110-4207 |
| Document Number | 0000837208 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207 |
| Document Number | 0000837208 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 003590/000942 |
| Instrument | 837208 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | PARKWAY, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 429 CUMBERLAND RDG, MADISON, MS 39110-4207 |
| Document Number | 0000838103 |
| Instrument Date | Apr 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207 |
| Document Number | 0000838103 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 003596/000146 |
| Instrument | 838103 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 30, 2017 |
| Property Address | 429 CUMBERLAND RDG, MADISON, MS 39110-4207 |
| Document Number | 0000809572 |
| Book / Page | 003461 / 000452 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 809572 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 429 CUMBERLAND RDG MADISON MS 391104207, MADISON, MS 39110-4207 |
| Document Number | 809574 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 003461/000467 |
| Instrument | 809574 |
| Name | METROPOLITAN BK |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 29, 2037 |
The 2025 property tax bill for 429 Cumberland Rdg was $1,144 with a homeowner's exemption, up 1.1% from the year before.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (+1.06%) Homeowner's exemption | $19,350 | $193,500 Land $45,000 Building $148,500 |
| 2024 | $1,132.00 | ||
| 2023 | $1,132.00 Homeowner's exemption | $19,229 | $192,290 Land $45,000 Building $147,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Cumberland Rdg in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Cumberland Rdg is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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