429 Cortez Dr, Petaluma, CA 94954 Property Records

Sonoma County property record for 429 Cortez Dr, Petaluma, CA 94954

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,058 sqft · built 1952
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Apr 2022)
Tax Bill	$8,785 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-201-020-000`

Property Details

APN / Parcel Number

Primary APN	`007-201-020-000`
Alternative APN	`007-201-020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,474 sqft
1st Floor Area	1,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	007-201-020
Street Address	429 CORTEZ DR
City	PETALUMA
State	CA
Zip	94954-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Description	MCDOWELL SUB 1 LOT 13
Legal Subdivision	MCDOWELL SUB
Legal Block	2
Legal Lot Number	13
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2008
Census Tract	150603

Owner

429 Cortez Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	429 CORTEZ DR, PETALUMA, CA 94954-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 11, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on File
Deed Sale	Apr 27, 2022 · Amount on File
Prior Sale	Apr 11, 2017
Deed Document Number	202230046
Prior Transfer Date	Oct 24, 2011
Prior Transfer Doc	0000095761
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 27, 2022
Property Address	429 CORTEZ DR, PETALUMA, CA 94954-3409
Document Number	0000030046
Map Reference	MB 21 PG 1
Instrument Date	Apr 26, 2022
Instrument	2022030046
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	429 CORTEZ DR, PETALUMA, CA 94954-3409

Mortgage

Document Number	0000030047
Date	Apr 27, 2022
Instrument	2022030047

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	429 CORTEZ DR, PETALUMA, CA 94954-3409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034179
Date	May 6, 2020
Instrument	2020034179

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Apr 1, 2047

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 11, 2017
Property Address	429 CORTEZ DR, PETALUMA, CA 94954-3409
Document Number	0000027778
Map Reference	MAP21 PG1
Instrument Date	Feb 23, 2017
Instrument	2017027778
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	429 CORTEZ DR, PETALUMA, CA 94954-3409

Mortgage

Document Number	0000027779
Date	Apr 11, 2017
Instrument	2017027779

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 429 Cortez Dr was $8,785 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,348 (+2%) Land $311,739 Building $467,609
2025	$8,785.00 Homeowner's exemption	$764,068 Land $305,627 Building $458,441
2023	$8,001.00 (+37.5%) Homeowner's exemption	$734,400 Land $293,760 Building $440,640
2022	$5,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 429 Cortez Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 429 Cortez Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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