St. Charles County property record for 429 Concordia Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1961 |
| Lot Size | 0.215 acres (9,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,300 (Dec 2020) |
| Tax Bill | $2,972 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049220A000 |
| Primary APN | 049220A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,350 sqft (0.215 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 049220A000 |
|---|---|
| Street Address | 429 CONCORDIA LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ELMWOOD MANOR #4 BLK 10 LOT 1 |
| Legal Subdivision | ELMWOOD MANOR #4 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 310301 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 CONCORDIA LN, SAINT CHARLES, MO 63301-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2020 | Quit Claim Deed, Transfer US BK |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on Record |
| Deed Sale | Dec 8, 2020 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 202096055 |
| Prior Transfer Date | Jun 18, 2007 |
| Prior Transfer Doc | 0047980463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 8, 2020 |
| Property Address | 429 CONCORDIA LN, SAINT CHARLES, MO 63301-4607 |
| Document Number | 0000096055 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 96055 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | ORT TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 429 CONCORDIA LN ST CHARLES MO 633014607, ST CHARLES, MO 63301-4607 |
| Document Number | 96056 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 96056 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 7, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 29, 2017 |
| Property Address | 429 CONCORDIA LN, SAINT CHARLES, MO 63301-4607 |
| Document Number | 0067662254 |
| Book / Page | 6766 / 2254 |
| Map Reference | MB 7 PG 47 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 20170629000398190 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 OLDE FORGE DR, 18, SAINT CHARLES, MO 63301-1528 |
| Name | Verified Name |
|---|---|
| Address | 429 CONCORDIA LN, SAINT CHARLES, MO 63301-4607 |
| Document Number | , 20170629000398200 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 20170629000398200 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,972.00 (-9.31%) | $47,364 (-7.23%) | $249,285 (-7.23%) Land $50,000 Building $199,285 |
| 2024 | $3,277.00 | ||
| 2023 | $51,056 | ||
| 2022 | $268,716 Land $50,000 Building $218,716 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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