Clay County property record for 429 Colony Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 1995 |
| Lot Size | 0.686 acres (29,882 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-10-00-007.00 |
| Primary APN | 067-10-00-007.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,882 sqft (0.686 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 9339 |
|---|---|
| Street Address | 429 COLONY RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.686 ACRES & HOUSE LOT #6 |
| Legal Subdivision | LIBERTY HILLS ESTATES SUB SEC |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY KY |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950302 |
429 Colony Rd is owned and occupied by two individuals.
Source: Clay County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 COLONY RD, MANCHESTER, KY 40962-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK OF SHELBYVILLE |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK OF SHELBYVILLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 429 COLONY RD, MANCHESTER, KY 40962-9767 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38 MAUPIN HOLLOW RD, MANCHESTER, KY 40962-7227 |
| Document Number | 00000240/1 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 240/1 |
| Instrument | 314620 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Address | CAMPTON, KY 41301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jul 6, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 429 COLONY RD, MANCHESTER, KY 40962-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG231/432 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | MTG 231/432 |
| Instrument | 166913 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Address | CAMPTON, KY 41301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 6, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY KY |
| Property Address | 429 COLONY RD, MANCHESTER, KY 40962-9767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG231/422 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | MTG 231/422 |
| Instrument | 166912 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Address | CAMPTON, KY 41301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 429 Colony Rd was $1,061 with a homeowner's exemption.
Source: Clay County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,061.00 Homeowner's exemption | $138,000 | $138,000 |
| 2023 | $1,093.00 Homeowner's exemption | $138,000 | $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Colony Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Colony Rd is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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