Allegany County property record for 429 Chestnut St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,576 sqft · built 1860 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $362 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-018927 |
| Primary APN | 05-018927 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,576 sqft Total Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 176 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 140 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 018927 |
|---|---|
| Street Address | 429 CHESTNUT ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 429 CHESTNUT ST PT LOT 70 25X176 W T MULLAN LOTS |
| Legal Subdivision | HOOKS ADD |
| Legal Lot Number | 70 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1000 |
429 Chestnut St is owned and occupied by an individual who acquired it in August 2011.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 429 CHESTNUT ST, CUMBERLAND, MD 21502-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2011 |
| Transfer Doc | 0018210401 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 429 Chestnut St was $362 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,300 (+8.65%) Land $3,900 Building $43,400 | $47,300 (-) Land $3,900 Building $43,400 | |
| 2025 | $362.00 Homeowner's exemption | $43,533 | $47,300 Land $3,900 Building $43,400 |
| 2023 | $334.00 Homeowner's exemption | $36,000 Land $3,900 Building $32,100 | $36,000 Land $3,900 Building $32,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 429 Chestnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 429 Chestnut St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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