429 Channing St, Ferndale, MI 48220 Property Records

Oakland County property record for 429 Channing St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1927
Square Footage806 sqft Living Area
Lot Size4,443 sqft (0.102 acres)
OccupancyOwner Occupied
Last Sale$230,900 (2019)
Tax Bill$4,080.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-34-427-063

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area806 sqft Living Area
1st Floor564 sqft 1st Floor
Basement Area564 sqft Basement
Unfinished Basement564 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,443 sqft (0.102 acres)
Depth X Width111 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area320 sqft Garage
Porch Area101 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address429 CHANNING ST
CityFERNDALE
StateMI
Zip48220-2555
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 STORMFELTZ-LOVELEY CO WOODWARD AVE SUB LOT 217, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionSTORMFELTZ-LOVELEY CO WOODWARD AVE SUB
Legal Lot Number217
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup1
Census Block1001
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-427-063

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address429 CHANNING ST, FERNDALE, MI 48220-2555
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GENISYS CU
Jun 07, 2017Warranty Deed, Transfer
LAKE MI CU
Feb 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
SELVI SARAVANAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleJun 07, 2017 · Amount on Record
Deed Doc Number2019116075
Deed Book / Page53047 / 2
Record RefreshedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 19, 2019
Property Address429 CHANNING ST, FERNDALE, MI 48220-2555
Document Number0000116075
Book / Page053047 / 000002
Instrument DateJul 12, 2019
Instrument116075
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,985.74
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address400 FLOWERDALE ST FERNDALE MI 482201876, FERNDALE, MI 48220-1876

Mortgage

Document Number115769
DateJul 19, 2019
Book Page053045/000123
Instrument115769
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 18, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 07, 2017
Property Address429 CHANNING ST, FERNDALE, MI 48220-2555
Document Number0000110948
Book / Page050741 / 000739
Instrument DateJun 06, 2017
Instrument110948
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E 6TH ST #A ROYAL OAK MI 480672761, A, ROYAL OAK, MI 48067-2761

Mortgage

Document Number110949
DateJun 07, 2017
Book Page050741/000740
Instrument110949
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueJun 06, 2047
Interest
Rate TypeAdjustable Rate
Rate3.49%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address429 CHANNING ST, FERNDALE, MI 48220-2555
Document Number0000028883
Book / Page050386 / 000648
Instrument DateFeb 09, 2017
Transaction TypeMortgage
Record UpdatedApr 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address860 W LONG LAKE RD #300 BLOOMFIELD HILLS MI 483022089, 300, BLOOMFIELD HILLS, MI 48302-2089

Mortgage

Document Number0000028883
DateFeb 15, 2017
Book Page050386/000648
Instrument28883
Lender
NameSELVI SARAVANAN
Address1 EQUITY WAY, WESTLAKE, OH 44145-1050
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,080.00 (-2.76%) Homeowner's exemption$96,450 (+10.29%)$192,900 (+10.29%)
2024$4,196.00 (-0.69%)
2023$87,450$174,900
2021$4,225.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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