429 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 429 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,020 sqft · built 1992
Lot Size	0.99 acres (43,146 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Jun 1998)
Tax Bill	$8,637 (2026)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0021 B:0033 L:0001B`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0021 B:0033 L:0001B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	3,838 sqft
Basement Area	1,136 sqft
Unfinished Basement	1,136 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,146 sqft (0.99 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	429 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCD
Legal Block	33
Legal Lot Number	1B
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1033
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 CENTRAL ST, ROWLEY, MA 01969-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 1998 · Amount on Record
Deed Sale	Jun 19, 1998 · Amount on Record
Prior Sale	Oct 28, 1992 · Amount on Record
Deed Book / Page	14891 / 477
Last Transfer Date	May 4, 2020
Transfer Doc	38505-108
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 11, 2020
Property Address	429 CENTRAL ST, ROWLEY, MA 01969-1309
Document Number	38505-108
Book / Page	038505 / 000108
Instrument Date	May 4, 2020
Instrument	11005080
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CENTRAL ST ROWLEY MA 019691309, ROWLEY, MA 01969-1309

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,637.00 (+4.81%)	$714,400 (+2.03%) Land $297,800 Building $416,600	$699,290 (-6.72%)
2025	$8,241.00 (+1.88%)	$700,200 (+4.74%) Land $283,600 Building $416,600	$749,645
2024	$8,089.00 (+2.17%)	$668,500 (+9.93%) Land $270,200 Building $398,300
2023	$7,917.00	$608,100 Land $235,000 Building $373,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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