429 Bellamy Rd, Commerce, GA 30530 Property Records

Franklin County property record for 429 Bellamy Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,024 sqft · built 1996
Lot Size	6.45 acres (280,962 sqft)
Owner	Individual Name on Record
Last Sale	$178,200 (Sep 2023)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-003`

Property Details

APN / Parcel Number

Primary APN	`005-003`
Alternative APN	`2058`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,024 sqft Heated Area
Gross Area	1,735 sqft
1st Floor Area	1,441 sqft
2nd Floor Area	289 sqft
Attic	Attic
Attic Area	102 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	280,962 sqft (6.45 acres)
Terrain	Rolling
Porch	Slab
Porch Area	301 sqft
Deck Area	255 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2058
Street Address	429 BELLAMY RD
City	COMMERCE
State	GA
Zip	30530-7306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	6.45 ACRES NAILS CREEK FARMS-003
Legal Subdivision	NAILS CREEK
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	2
Census Block	2009
Census Tract	890201

Owner

Source: Franklin County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 BELLAMY RD, COMMERCE, GA 30530-7306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Jun 3, 2022	Limited Warranty Deed, Transfer
May 19, 2020	Grant Deed, Transfer · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	20231145
Deed Book / Page	1591 / 292
Prior Transfer Date	Dec 22, 2014
Prior Transfer Doc	001175/248
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Sep 6, 2023
Property Address	429 BELLAMY RD, COMMERCE, GA 30530-7306
Document Number	001591/292
Book / Page	1591 / 292
Instrument Date	Aug 18, 2023
Instrument	2023001145
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 BELLAMY RD, COMMERCE, GA 30530-7306

Mortgage

Document Number	0000001591/0000000295
Date	Sep 6, 2023
Book Page	0000001591/0000000295

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	429 BELLAMY RD, COMMERCE, GA 30530-7306
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 BELLAMY RD, COMMERCE, GA 30530-7306

Mortgage

Document Number	0000001527/0000000016
Date	Jun 8, 2022
Book Page	0000001527/0000000016

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jun 3, 2022
Property Address	429 BELLAMY RD, COMMERCE, GA 30530-7306
Document Number	0001527/14
Book / Page	1527 / 14
Instrument Date	Jun 3, 2022
Instrument	2022-000869
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 BELLAMY RD, COMMERCE, GA 30530-7306

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 19, 2020
Property Address	429 BELLAMY RD, COMMERCE, GA 30530-7306
Document Number	0013900082
Book / Page	001390 / 000082
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 BELLAMY RD COMMERCE GA 305307306, COMMERCE, GA 30530-7306

Mortgage

Document Number	13900084
Date	May 19, 2020
Book Page	001390/000084

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,977.00 (+34.03%)	$85,585 (+39.58%) Land $25,103 Building $60,482	$213,964 (+39.58%) Land $62,758 Building $151,206
2023	$1,475.00 (+25.11%)	$61,316 (+34.15%) Land $14,494 Building $46,822	$153,291 (+34.15%) Land $36,235 Building $117,056
2022	$1,179.00	$45,707 Land $11,598 Building $34,109	$114,266 Land $28,994 Building $85,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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