Union County property record for 429 Annaberg Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,445 sqft · built 2005 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,500 (Dec 2005) |
| Tax Bill | $2,287 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-464 |
| Primary APN | 09-402-464 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,445 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 7,754 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 429 ANNABERG LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #412 ST JOHNS FOREST PH1 MP5 OPCI327 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 8, 2023 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 24, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on Record |
| Deed Sale | Dec 30, 2005 · Amount on Record |
| Deed Document Number | 200512125 |
| Deed Book / Page | 4028 / 754 |
| Last Transfer Date | Jun 29, 2017 |
| Transfer Doc | 0006979054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0009221276 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 9221/276 |
| Instrument | 26763 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 0008777502 |
|---|---|
| Date | Sep 8, 2023 |
| Book Page | 8777/502 |
| Instrument | 21879 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0008324208 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 8324/208 |
| Instrument | 55786 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 739592 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 429 ANNABERG LN MONROE NC 281108655, MONROE, NC 28110-8655 |
| Document Number | 739592 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 007395/000092 |
| Instrument | 16994 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 24, 2017 |
| Property Address | 429 ANNABERG LN, MONROE, NC 28110-8655 |
| Document Number | 697954 |
| Book / Page | 006979 / 000054 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 21016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 429 ANNABERG LN MONROE NC 281108655, MONROE, NC 28110-8655 |
| Document Number | 697959 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 006979/000059 |
| Instrument | 21017 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 23, 2037 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,900 (-) Land $72,400 Building $400,500 | $472,900 (-) Land $72,400 Building $400,500 | |
| 2025 | $2,287.00 (+20.24%) | $472,900 (+59.12%) Land $72,400 Building $400,500 | $472,900 (+59.12%) Land $72,400 Building $400,500 |
| 2023 | $1,902.00 | $297,200 Land $44,900 Building $252,300 | $297,200 Land $44,900 Building $252,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures