429 Allen Ave, Morehead, KY 40351 Property Records

Rowan County property record for 429 Allen Ave, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,288 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Jul 2026)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`080-20 01 002.00`

Property Details

APN / Parcel Number

Primary APN	`080-20 01 002.00`
Alternative APNs	`2304` `2331` `2475`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,288 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2475
Street Address	429 ALLEN AVE
City	MOREHEAD
State	KY
Zip	40351-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	HSE & LOT ALLEN AVENUE
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3007
Census Tract	950202

Owner

429 Allen Ave is owned by a company that bought it in July 2026.

Source: Rowan County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	429 ALLEN AVE, MOREHEAD, KY 40351-1105
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Construction Mortgage UNION FEDERAL CREDIT UNION
Oct 18, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Deed Document Number	20262048750
Deed Book / Page	300 / 530
Prior Transfer Date	Oct 12, 2016
Prior Transfer Doc	00D265/632
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jul 21, 2026
Property Address	429 ALLEN AVE, MOREHEAD, KY 40351-1105
Document Number	0002048750
Book / Page	300 / 530
Instrument Date	Jul 17, 2026
Instrument	20262048750
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0002048753,
Date	Jul 21, 2026
Instrument	20262048753

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2041

Interest

Rate	5.79%
Max Rate	-1%

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Oct 18, 2017
Property Address	429 ALLEN AVE, MOREHEAD, KY 40351-1105
Document Number	00D265/632
Book / Page	D265 / 632
Instrument Date	Oct 12, 2016
Instrument	407028
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 157, MOREHEAD, KY 40351-0157

Tax Assessment & Valuation

The 2025 property tax bill for 429 Allen Ave was $1,689.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00	$201,900 Land $30,000 Building $171,900	$201,900 Land $30,000 Building $171,900
2023	$1,273.00	$149,500 Land $20,000 Building $129,500	$149,500 Land $20,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 429 Allen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 429 Allen Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Networx Technologies.

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