429 Acuff Rd, Gurley, AL 35748 Property Records

Madison County property record for 429 Acuff Rd, Gurley, AL 35748

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,560 sqft · built 2011
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Mar 2025)
Tax Bill	$505 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-06-23-0-000-073.000`

Property Details

APN / Parcel Number

Primary APN	`12-06-23-0-000-073.000`
Alternative APNs	`430154` `586604` `602577`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	602577
Street Address	429 ACUFF RD
City	GURLEY
State	AL
Zip	35748-9703
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 23 T3S R2E PART OF THE SE 1/4 OF SEC 23 DESC AS COM AT THE CEN OF THE E BDY OF SD SEC TH S 02 DEG E 1306.42 FT TH S 01 DE
Legal Range	02E
Legal Township	03S
Legal Section	23
Legal Subdivision	STEPHEN DUANE SPANOGLE
Jurisdiction	MADISON AL
Township / Civil Division	NEW MARKET
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 ACUFF RD, GURLEY, AL 35748-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage DEBRA HILLIARD DAVIS ETAL
Oct 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HAMILTON MORTGAGE CORP
Oct 17, 2022	Warranty Deed, Transfer · FHA Mortgage HAMILTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Book / Page	2025 / 9257
Prior Transfer Date	Oct 8, 2022
Prior Transfer Doc	2022049208
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	429 ACUFF RD, GURLEY, AL 35748-9703
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036983
Date	Feb 7, 2022
Book Page	2022/36983

Lender

Name	DEBRA HILLIARD DAVIS ETAL
Type	Private Party
Address	910 BECKMAN ST, HOUSTON, TX 77076

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	429 ACUFF RD, GURLEY, AL 35748-9703
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244868
Date	Oct 17, 2022
Book Page	2022/244868

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Oct 17, 2022
Property Address	429 ACUFF RD, GURLEY, AL 35748-9703
Document Number	0000049210
Book / Page	2022 / 49210
Instrument Date	Oct 8, 2022
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 IVANHOE CT, MURFREESBORO, TN 37127-6983

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	249 ACUFF RD, GURLEY, AL 35748-9701

Mortgage

Document Number	2022244851
Date	Oct 17, 2022
Instrument	2022/244851

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000244868
Date	Oct 17, 2022
Book Page	2022/244868

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$505.00 (+147.55%)
2025	$204.00 (+71.43%) Homeowner's exemption	$7,080 (+98.88%) Land $1,880 Building $5,200	$70,800 (+297.75%) Land $18,800 Building $52,000
2023	$119.00 (-49.36%)	$3,560 (-46.06%) Land $3,560	$17,800 (-46.06%) Land $17,800
2022	$235.00	$6,600 Land $1,840 Building $4,760	$33,000 Land $9,200 Building $23,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NHTC Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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