429 2nd St S, Naples, FL 34102 Property Records

Collier County property record for 429 2nd St S, Naples, FL 34102

Property Summary

Property TypeCondominium
Details1,450 sqft · built 1991
Owner2 Individual Names on File
Last Sale$157,400 (Feb 2012)
Tax Bill$3,824 (2025)
Deeds & MortgagesMar 2023 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN034600 B 1025A04

Property Details

APN / Parcel Number

Primary APN034600 B 1025A04
Alternative APNs
  • 05772500121009165B1025
  • 05772500121
  • 5772500121

Interior

Building Area1,450 sqft Living Area
1st Floor Area1,450 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment

Location & Zoning

Street Address429 2ND ST S
CityNAPLES
StateFL
Zip34102-8621
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCOCONUT GROVE OF OLDE NAPLES A CONDOMINIUM B-102
Legal Range25
Legal Township50
Legal Section4
Legal SubdivisionCOCONUT GROVE OF OLDE NAPLES A CONDOMINI
Legal Tract034600
Legal Block2
Legal Lot Number102
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2042
Census Tract102

Owner

429 2nd St S, a condominium, is owned and occupied by two individuals who bought it in February 2012.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address429 2ND ST S, NAPLES, FL 34102-8621
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2023Deed of Trust, Mortgage · Conventional Mortgage
CHOICE FINANCIAL GROUP
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Dec 6, 2017Deed of Trust, Mortgage · Commercial Mortgage
VENTURE BANK
May 21, 2018Deed of Trust, Mortgage · Commercial Mortgage
VENTURA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 29, 2012 · Amount on File
Deed SaleFeb 29, 2012 · Amount on File
Prior SaleJan 2, 2007 · Amount on File
Deed Document Number20124663064
Deed Book / Page4769 / 1141
Prior Transfer DateNov 19, 2007
Prior Transfer Doc0043061774
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address429 2ND ST S, NAPLES, FL 34102-8621
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 2ND ST S, NAPLES, FL 34102-8621

Mortgage

Document Number0062213331
DateMar 4, 2023
Book Page6221/3331
Instrument6371341
Lender
NameCHOICE FINANCIAL GROUP
TypeFunding / Finance Company
AddressFARGO, ND 58104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address429 2ND ST S, NAPLES, FL 34102-8621
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 2ND ST S, NAPLES, FL 34102-8621

Mortgage

Document Number0060002075
DateAug 20, 2021
Book Page6000/2075
Instrument6115952
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address429 2ND ST S, NAPLES, FL 34102-8621
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054380077
DateOct 6, 2017
Book Page5438/0077
Instrument5456114
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2032

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address429 2ND ST S, NAPLES, FL 34102-8621
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054552847
DateDec 6, 2017
Book Page5455/2847
Instrument5479940
Lender
NameVENTURE BANK
TypeBank
AddressMINNEAPOLIS, MN 55435
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address429 2ND ST S, NAPLES, FL 34102-8621
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055120155
DateMay 21, 2018
Book Page5512/0155
Instrument5559088
Lender
NameVENTURA BANK
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55416
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 429 2nd St S was $3,824 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,673 (+2.7%)$1,143,750 (-0.13%) Building $1,143,750
2025$3,824.00 (+2.33%) Homeowner's exemption$461,220$1,145,200 Building $1,145,200
2024$3,737.00
2023$15,891 (-96.93%)$525,000 (-40.73%) Building $525,000
2022$517,301$885,780 Building $885,780
2021$4,762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 429 2nd St S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 253 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 552 condo units
Nearby Flood Claims127 (1982–2024)
Claims Outside the SFHA14 of 127
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 54 claims
  • Hurricane Ian, Sep 2022 · 36 claims
  • Hurricane Irma, Oct 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 429 2nd St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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