4289 Torrey Rd, Flint, MI 48507 Property Records

Genesee County property record for 4289 Torrey Rd, Flint, MI 48507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,900 (Jul 2007)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-35-551-007`

Property Details

APN / Parcel Number

Primary APN	`07-35-551-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Foundation Type	Raised
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	200 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4289 TORREY RD
City	FLINT
State	MI
Zip	48507-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 GRANDHAVEN SUB
Legal Subdivision	GRANDHAVEN SUB
Legal Lot Number	7
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	1
Census Block	1000
Census Tract	11010

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4289 TORREY RD, FLINT, MI 48507-3457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION
Dec 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2007 · Amount on Record
Deed Sale	Jul 18, 2007 · Amount on Record
Prior Sale	Jul 28, 2003 · Amount on Record
Deed Document Number	200757944
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Apr 17, 2026
Property Address	4289 TORREY RD, FLINT, MI 48507-3457
Document Number	0000024329
Instrument Date	Apr 10, 2026
Instrument	202624329
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4289 TORREY RD, FLINT, MI 48507-3457

Mortgage

Document Number	0000024329,
Date	Apr 17, 2026
Instrument	202624329

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4289 TORREY RD, FLINT, MI 48507-3457
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4289 TORREY RD, FLINT, MI 48507-3457

Mortgage

Document Number	0000063095
Date	Dec 18, 2023
Instrument	202312180063095

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (+2.69%) Land $5,300 Building $40,500	$91,600 (+2.69%) Land $10,600 Building $81,000
2025	$1,980.00 (+3.07%)	$44,600 (+15.25%)	$89,200 (+15.25%)
2024	$1,921.00 (+26.63%)
2023		$38,700	$77,400
2021	$1,517.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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