4289 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4289 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Trust Names on File
Last Sale	$325,000 (Jul 2020)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-501-31-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-31-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4289 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 367 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	367
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4289 Black Duck Way is owner-occupied and held in a trust since July 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4289 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Intrafamily Transfer, Transfer
Jul 1, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2020347396
Prior Transfer Date	Oct 15, 1997
Prior Transfer Doc	0000563299
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2024
Property Address	4289 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000056575
Map Reference	MAP 9952
Instrument Date	Feb 14, 2024
Instrument	2024-0056575
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4289 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	4289 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000347396
Map Reference	MAP 9952
Instrument Date	Jun 29, 2020
Instrument	2020-0347396
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4289 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

Mortgage

Document Number	0000347397
Date	Jul 1, 2020
Instrument	2020-0347397

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4289 Black Duck Way was $3,891 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,822 (+2%) Land $124,262 Building $234,560
2025	$3,891.00 Homeowner's exemption	$351,787 Land $121,826 Building $229,961
2023	$3,695.00 (+1.57%) Homeowner's exemption	$338,129 Land $117,097 Building $221,032
2022	$3,638.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4289 Black Duck Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4289 Black Duck Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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