42885 Traccia Way, Indio, CA 92203 Property Records

Riverside County property record for 42885 Traccia Way, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$336,500 (Apr 2007)
Tax Bill	$7,078 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`696-050-005`

Property Details

APN / Parcel Number

Primary APN	`696-050-005`
Alternative APN	`601720005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	42885 TRACCIA WAY
City	INDIO
State	CA
Zip	92203-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES M/L IN LOT 15 MB 391/044 TR 31601-5
Legal Subdivision	391M44-48
Legal Tract	31601-5
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1037
Census Tract	45222

Owner

42885 Traccia Way is owned and occupied by two individuals who acquired it in July 2013.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42885 TRACCIA WAY, INDIO, CA 92203-2951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 11, 2020	Grant Deed, Transfer · Conventional with PMI UMC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2007 · Amount on File
Deed Sale	Apr 25, 2007 · Amount on File
Deed Document Number	2007276107
Last Transfer Date	Jul 23, 2013
Transfer Doc	0000426770
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42885 TRACCIA WAY, INDIO, CA 92203-2951
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42885 TRACCIA WAY, INDIO, CA 92203-2951

Mortgage

Document Number	0000034090
Date	Feb 3, 2026
Instrument	2026-0034090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 11, 2020
Property Address	42885 TRACCIA WAY, INDIO, CA 92203-2951
Document Number	0000631148
Instrument Date	Sep 1, 2020
Instrument	631148
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2885 TRACCIA WAY INDIO CA 92203, INDIO, CA 92203

Mortgage

Document Number	631149
Date	Dec 11, 2020
Instrument	631149

Lender

Name	UMC MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 42885 Traccia Way was $7,078.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,262 (+2%) Land $99,366 Building $242,896
2025	$7,078.00	$335,552 Land $97,418 Building $238,134
2023	$6,878.00 (-1.33%)	$322,524 Land $93,636 Building $228,888
2022	$6,971.00
2021			$333,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42885 Traccia Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42885 Traccia Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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