42881 Russia Rd, Elyria, OH 44035 Property Records

Lorain County property record for 42881 Russia Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,636 sqft · built 1977
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Apr 2016)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-010-000-041`

Property Details

APN / Parcel Number

Primary APN	`10-00-010-000-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	8 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	42881 RUSSIA RD
City	ELYRIA
State	OH
Zip	44035-6873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-10-010A -034-00
Legal Subdivision	CARLISLE SEC 10
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1016
Census Tract	71500

Owner

42881 Russia Rd is owned and occupied by an individual who bought it in April 2016.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	42881 RUSSIA RD, ELYRIA, OH 44035-6873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2016 · Amount on File
Deed Sale	Apr 6, 2016 · Amount on File
Prior Sale	Feb 18, 2014
Deed Document Number	2016001383
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	42881 RUSSIA RD, ELYRIA, OH 44035-6873
Document Number	0000746523
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42881 RUSSIA RD ELYRIA OH 440356873, ELYRIA, OH 44035-6873

Mortgage

Document Number	0000746523
Date	Jan 22, 2020
Instrument	746523

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 21, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 42881 Russia Rd was $3,884.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,884.00	$98,540 (%) Land $16,560 Building $81,980	$281,550 (-) Land $47,320 Building $234,230
2024	$3,884.00 (+38.47%)	$98,543 (+72.51%) Land $16,562 Building $81,981	$281,550 (+72.51%) Land $47,320 Building $234,230
2023	$2,805.00 (+0.75%)	$57,124 (-0.01%) Land $17,297 Building $39,827	$163,210 Land $49,420 Building $113,790
2022	$2,784.00	$57,130 Land $17,300 Building $39,830
2021			$163,210 Land $49,420 Building $113,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42881 Russia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42881 Russia Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20