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4287 Nap Knob, Holt, FL 32564 Property Records

Okaloosa County property record for 4287 Nap Knob, Holt, FL 32564

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,642 sqft · built 1989
Lot Size5.79 acres (252,212 sqft)
Owner2 Individual Names on Record
Last Sale$153,000 (Jun 2019)
Tax Bill$1,792 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-9529-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-9529-5
Alternative APNs
  • 07-2N-24-0000-0001-0040
  • 24N207000000010040

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,642 sqft Living Area
Gross Area2,280 sqft
1st Floor Area1,054 sqft
Upper Floors Area586 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area252,212 sqft (5.79 acres)
PorchScreened/Unfinished Porch
Porch Area374 sqft
Patio Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4287 NAP KNOB
CityHOLT
StateFL
Zip32564-9549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR E 1132.8 FT S 660FT TO POB S 660 FT W 264 FT N 330 FT W 302.4 FT N 330 FT E 566.4 FT TO POB
Legal Range24W
Legal Township02N
Legal Section07
Legal Block1
Legal Lot Number40
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1064
Census Tract20101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4700 LAKE EMERALD RD, HOLT, FL 32564-9133
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Deed Document Number20193287329
Deed Book / Page3406 / 124
Prior Transfer DateSep 22, 2016
Prior Transfer Doc0032681282
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 26, 2019
Property Address4287 NAP KNOB, HOLT, FL 32564-9549
Document Number0034060124
Book / Page003406 / 000124
Instrument DateJun 24, 2019
Instrument3287329
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4287 NAP KNOB HOLT FL 325649549, HOLT, FL 32564-9549

Mortgage

Document Number34060126
DateJun 26, 2019
Book Page003406/000126
Instrument3287330
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,792.00 (+11.44%)$180,453 (+7.17%) Land $41,450 Building $139,003$180,453 (+7.17%) Land $41,450 Building $139,003
2023$1,608.00 (+7.7%)$168,384 (+8.25%) Land $35,216 Building $133,168$168,384 (+8.25%) Land $35,216 Building $133,168
2022$1,493.00$155,547 Land $32,912 Building $122,635$155,547 Land $32,912 Building $122,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
CenturyLink
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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