4286 Victoria Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4286 Victoria Ln, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,198 sqft · built 2010
Lot Size	8.76 acres (382,021 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Feb 2020)
Tax Bill	$15,659 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`108-340-28-00`

Property Details

APN / Parcel Number

Primary APN	`108-340-28-00`
Alternative APN	`1083401800`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,198 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	382,021 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1083401800
Street Address	4286 VICTORIA LN
City	FALLBROOK
State	CA
Zip	92028-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 PAR A PER DOC91-285028 IN TR PM08171
Legal Subdivision	CARDIFF
Legal Tract	1008171
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1044
Census Tract	19002

Owner

Source: San Diego County records · APN 108-340-28-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	13896 KERRY LN, SAN DIEGO, CA 92130-5608
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage BIG SHIP CO LTD
Jul 06, 2023	Deed of Trust, Mortgage · Commercial Mortgage BIG SHIP CO LTD
Aug 17, 2022	Intrafamily Transfer, Transfer · Seller Carry-Back CHIA CHANG
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 04, 2020	Grant Deed, Transfer SPROUT MTG
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS 2004 FAMILY TR (PT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Prior Sale	Dec 12, 2000 · Amount on Record
Deed Document Number	202058016
Last Transfer Date	Nov 06, 2024
Transfer Doc	0000308683
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Transaction Type	Mortgage
Record Updated	Feb 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 VICORIA LANE, FALLBROOK, CA 92028-8308

Mortgage

Document Number	0000026136
Date	Jan 31, 2024
Instrument	2024-0026136

Lender

Name	BIG SHIP CO LTD
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 VICORIA LANE, FALLBROOK, CA 92028-8308

Mortgage

Document Number	0000176947
Date	Jul 06, 2023
Instrument	2023-0176947

Lender

Name	BIG SHIP CO LTD
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2022
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Document Number	0000332534
Instrument Date	Aug 16, 2022
Instrument	2022-0332534
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13896 KERRY LN, SAN DIEGO, CA 92130-5608

Mortgage

Document Number	0000332535
Date	Aug 17, 2022
Instrument	2022-0332535

Lender

Name	CHIA CHANG
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2021
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Document Number	0000646777
Instrument Date	Aug 26, 2021
Instrument	2021-0646777
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308

Mortgage

Document Number	0000646778
Date	Sep 13, 2021
Instrument	2021-0646778

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 04, 2020
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Document Number	0000058016
Instrument Date	Jan 30, 2020
Instrument	58016
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,265.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4286 VICTORIA LN FALLBROOK CA 920288308, FALLBROOK, CA 92028-8308

Mortgage

Document Number	58017
Date	Feb 04, 2020
Instrument	58017

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.66%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4286 VICTORIA LN, FALLBROOK, CA 92028-8308
Document Number	0000262215
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 03, 2018
Title Company	TICOR TITLE ORANGE COUNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4286 VICTORIA LN FALLBROOK CA 920288308, FALLBROOK, CA 92028-8308

Mortgage

Document Number	0000262215
Date	Jun 27, 2018
Instrument	262215

Lender

Name	SIMMONS 2004 FAMILY TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Fallbrook Union High School District (09 - 12)
Elementary School District	Vallecitos Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,517,526 (+2%) Land $636,724 Building $880,802
2025	$15,659.00 (+3.78%)	$1,487,772 (+4.04%) Land $624,240 Building $863,532
2023	$15,088.00 (+19.52%)	$1,430,000 Land $600,000 Building $830,000
2022	$12,624.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730190021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force 9 of 22 on primary residences
Nearby Flood Claims	19 (1978–2019)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Mar 2019
Flood Events	Severe Winter Storms, Flooding, And Debris And Mud Flows (Dec 2010), 2 claims Severe Winter Storm, Mud & Land Slides, & Flooding (Feb 1993), 5 claims

Wildfire

Wildfire Risk	High above 83% of the US · above 61% of California
Wildfire Likelihood	About 1 in 162 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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