4286 Spencer St, Torrance, CA 90503 Property Records

Los Angeles County property record for 4286 Spencer St, Torrance, CA 90503

Property Summary

Property Type	Condominium
Details	3 bd · 5 ba · 2,912 sqft · built 1989
Lot Size	4.37 acres (190,497 sqft)
Owner	2 Company Names on File
Tax Bill	$8,515 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7524-007-211`

Property Details

APN / Parcel Number

Primary APN	`7524-007-211`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Building Area	2,912 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	190,497 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4286 SPENCER ST
City	TORRANCE
State	CA
Zip	90503-2444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TORR-LM
Legal Description	TR=45406 LOT 1 CONDO UNIT 48
Legal Subdivision	SPENCER ESTATES
Legal Tract	45406
Legal Block	1
Legal Lot Number	1
Jurisdiction	LOS ANGELES CA
Township / Civil Division	TORRANCE
Census Block Group	1
Census Block	1011
Census Tract	650607

Owner

4286 Spencer St, a condominium, is owned by a company that acquired it in January 2021.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	4286 SPENCER ST, TORRANCE, CA 90503-2444
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VICTORIA FINANCIAL CORP
Jan 29, 2021	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 23, 2021
Transfer Doc	0000169259
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 29, 2021
Property Address	4286 SPENCER ST, TORRANCE, CA 90503-2444
Document Number	0000169257
Map Reference	MB 1107 PG 90-92
Instrument Date	Jan 23, 2021
Instrument	21-0169257
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4286 SPENCER ST, TORRANCE, CA 90503-2444

Mortgage

Document Number	0000169258
Date	Jan 29, 2021
Instrument	21-0169258

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jan 29, 2021
Property Address	4286 SPENCER ST, TORRANCE, CA 90503-2444
Document Number	0000169259
Instrument Date	Jan 23, 2021
Instrument	169259
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4286 SPENCER ST TORRANCE CA 905032444, TORRANCE, CA 90503-2444

Tax Assessment & Valuation

The 2025 property tax bill for 4286 Spencer St was $8,515.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Torrance City
Unified School District	Torrance Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,005 (+2%) Land $414,842 Building $326,163
2025	$8,515.00	$726,484 Land $406,708 Building $319,776
2023	$8,200.00 (+1.35%)	$698,275 Land $390,916 Building $307,359
2022	$8,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4286 Spencer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4286 Spencer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE CO. - DOMINGUEZ private · serves 149,490 people · EPA ID CA1910033
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Starry, T-Mobile.

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